Sam Rakestraw
Senior Insurance Analyst

Sam Rakestraw
Sam Rakestraw is a senior insurance analyst and writer for Insurance Navy. Sam has spent 5 years analyzing coverage options across carriers like Progressive, Dairyland, and Bristol West.
He has written 90+ articles on Property and Casualty insurance including covering topics like SR-22 filings, state minimum insurance requirements, commercial auto, and high-risk driver coverage.
Sam has a BA in Journalism from High Point University. All of Sam's articles are reviewed in accordance with Insurance Navy's editorial guidelines.
Articles by this Author
Recent Articles
- Auto and Renters Insurance Bundle: How It Works and What You Save
- What Is a Car Insurance Card and When Do You Need It?
- How Much Does Drivers Ed Take Off Car Insurance? 5% to 15%
- How Do I Get a Copy of My Illinois Driving Record?
- Which States Require a Front License Plate? 28 States + D.C.
- How to Get a Speeding Ticket Off Your Driving Record
- How to Insure a Rebuilt or Salvage Title Car
- Multi-Car Insurance: How It Works & Discounts
- What Is an FR-44 and How Does It Differ From an SR-22?
- What Is Car Insurance Fraud? Soft vs. Hard Fraud, Examples, and Penalties
- How Much Does a Texting While Driving Ticket Increase Auto Insurance Premiums?
- What Is Gap Insurance and What Does It Cover?
- How Do You Get Points Off Your License? 50-State Guide
- What is a Car Insurance Down Payment?
- What Is Collision Insurance and What Does It Cover?
- Does Roadside Assistance Count as a Claim?
- What Is an Anti-Theft Device in Car Insurance?
- Do Parking Tickets Affect Insurance Rates?
- Do You Need Car Insurance With a Learner’s Permit?
- What Happens If Your Car Insurance Lapses?
- How Long Do Points Stay on Your License & Driving Record?
- How to Get a Defensive Driving Discount
- How to Switch Car Insurance Companies in 9-Steps
- What Does Car Insurance Look Like?
- What is a Hardship License or Restricted License?
- Do You Need Car Insurance With a Learner's Permit in Illinois?
- Does Car Insurance Cover a Cracked Windshield?
- How Long Does a Suspended License Stay on your Record?
- Car Insurance Without a License: Requirements, Costs, Excluded Drivers, and Non-Owner Policies
- How Long Does a DUI Stay on Your Record?
- Collision Damage Waiver (CDW): Coverage & Cost
- 6-Month Car Insurance: Cost, Pros & Cons
- Types of Car Insurance Coverage Explained
- What States Don't Require Car Insurance?
- Can You Get Car Insurance With Two Names on The Title?
- Rental Car Insurance - Do You Need It to Rent a Car?
- What Happens When You Get Your First Speeding Ticket?
- Uber Driver Requirements: Do You Qualify to Drive for Uber in 2026?
- Does Credit Score Affect Car Insurance Rates?
- Are Older Cars Cheaper to Insure?
- What Happens If You Are At Fault In A Car Accident?
- The Best Car Insurance Commercials
- Top Factors that Affect Car Insurance Rates
- Driving Without Car Insurance
- Car Insurance Claims: Types, Collision, Comprehensive, Liability, Deductibles, Filing, Premiums
- How Do Car Insurance Claims Work?
- ILIVS Illinois Insurance Verification System
- Can You Get Insurance With an Expired License?
- Do Insurance Companies Cover Parking Lot Accidents?
- 18 of the Best Used Cars Under $3000
- The Most Reliable Motorcycle Brands
- Types of Motorcycles and How to Choose One
- What Happens When Insurance Totals Your Car?
- What is Considered Reckless Driving?
- What Does 100/300/100 Insurance Coverage Mean
- How Long Does an Accident Stay on Your Record?
- Do Warnings Go on Driving Records?
- Do Red Cars Cost More to Insure?
- Does Car Insurance Cover the Car or Driver?
- Do Speeding Tickets Affect Insurance Rates?
- Citation vs Ticket: What's the difference?
- Does a Seatbelt Ticket Affect Insurance Rates?
- Are Car Insurance Companies Open on the Weekend?
- Can I Insure A Car Not in My Name?
- What Is Medical Payments Coverage Auto Insurance?
- Property Damage Liability: What It Is and How it Works
- Bodily Injury Liability Insurance: What is it?
- Do You Need Insurance for A Moped or Scooter?
- Consequences of Driving Without a License in Illinois
- What is a Car Insurance Broker Fee?
- Why Does a Commercial Lease Require Liability Insurance?