Insurance Learning Center

The real question is, “do seatbelt tickets affect your car insurance rates?” While wearing a seatbelt is a basic traffic law in most states, not every state will write up tickets for not doing so. They won’t end up affecting your car insurance rates. But in the states that do ticket drivers that don’t wear a seatbelt, it can go on their driving record and thus cause an increase in their car insurance rates. So, the question of whether your insurance rates will increase after not wearing a seatbelt depends on where you live.

Did you know that every type of insurance is available in short-round bursts rather than a year’s commitment? For part-time drivers and car owners, this can be extremely worthwhile if applied to car insurance. Weekly car insurance is a relatively new thing but has proven to be both reliable and affordable. Car insurance on a weekly basis includes coverage such as liability, personal injury protection, and several others that are also included in standard car insurance.

It seems too good to be true that car insurance companies will give you a discount on your premiums for simply having certain safety features on your car –especially of the anti-theft kind. Car insurance companies have to provide big payouts for stolen cars, so having these devices installed on your car can be a sign of good faith which is why they often cut discounts on them.

Car insurance providers love it when a potential customer pulls up with a safe car –like those with high safety ratings and features. Safer cars mean less of a chance of filing a major claim which is good for both the policyholder and the insurance company. The policyholder’s insurance rates don’t increase, and the insurance company doesn’t have to provide a payout.

If you’re driving with suspended registration –STOP! What you’re doing is illegal and can result in fines, license suspension, and even jail time if you really pushed it. Carrying registration and insurance is a regular part of car ownership. Those are the two things a police officer always asks for when they pull you over. So, if you’re caught without them –it can lead to issues. States take these violations seriously, so you should too.

It’s not just a courtesy to pay for damages and injuries that you cause in a car accident, but a legal obligation. In fact, 49 out of 50 states require that all drivers carry at least a mandatory amount of car insurance. Failure to do so can result in penalties, including losing your license. So, unless you are a resident of New Hampshire, then you will have to carry car insurance.

Well, the dealership went and damaged your car while it was in their care for service. Now there’s the question of whether you will have to file an insurance claim. But this is a dealership we’re talking about. They have several hundred cars in their lot, so they’re no stranger to having car insurance. As a business, they also have a responsibility to carry commercial insurance should something go wrong with their customers –which it just has in this case.

Another economy that you don’t want to end up crashing your car’s fuel economy. The fuel-efficient car market is one that we would like to see saturated because there are a selected few makes and models that rise above in the industry as the most fuel-efficient cars. Regardless if they are brand-spanking-new or found on a used lot, these cars’ superb fuel and transition systems still live up to the hype today.

From 2003 to 2008, the Infiniti G35 was one of the premier cars of Nissan’s G-Series. The G35 was Nissan’s entry into the luxury car market to compete with the likes of Mercedes and BMW. Excellent safety ratings and features make this compact executive car one of the most economical to buy car insurance for.

To briefly summarize, car insurance claims can stay on your record anywhere from three to seven years. Claims for more serious damages can result in much longer. For the sake of simplicity, we’ll use the most common reason for an auto insurance claim --a car accident. At-fault accidents, in particular, will affect both your record and your insurance rates for years to come.