Privacy Policy of Insurance Navy
Firstly, Insurance Navy operates the https://insurancenavy.com/ website, which provides affordable auto insurance services, such as auto insurance quotes and coverage options. This privacy policy page informs website visitors about our policies. Specifically, with the collection, use, and disclosure of personal information if anyone decided to use our insurance services, the Insurancenavy.com website.
Secondly, if you choose to use our website, you agree to the collection and use of information in relation with this policy. The personal information that we collect is used for providing and improving our insurance services. We will not use or share your information with anyone except as described in this Privacy Policy.
The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at https://insurancenavy.com/, unless otherwise defined in this Privacy Policy.
Basic Business Insurance Coverage
Most business insurance coverages are optional. However, having at least a basic business insurance policy is greatly helpful. This goes for every business owner, no matter the size of the company.
Owners of a Limited Liability Company (LLC) or corporation should have business insurance. For instance, an LLC keeps an owner’s personal assets separate from the company. However, the business still needs its own insurance policy.
The most basic form of insurance a business should have is general liability.
General Liability
This is known in the industry as business liability insurance. It protects against claims from normal business operations.
Insured perils include:
- Property damage: This protects from claims that result from damaging a third party’s property.
- Physical injury: If a customer is injured on company property or as a result of a service. Physical injury coverage will pay for medical expenses that result from the event. Including whoever is liable for the accident.
- Legal costs: This pays for legal representation. For instance, lawsuits resulting from an insured peril.
- Personal and advertising injury: If someone sues for libel and slander, then personal and advertising injury pays for the damages, up to the policy limits.
SMS Texts Terms & Conditions
By submitting your phone number in a web form, you consent to receive one or more automated texts at the phone number from which you texted or at the phone number you entered in the form.
Data obtained from you in connection with this SMS service may include your cell phone number, your carrier’s name, and the date, time and content of your messages, as well as other information that you provide. We may use this information to contact you and to provide the services you request from us.
By subscribing, you consent to receive text messages from Insurance Navy. By subscribing or using the service, you acknowledge and agree that we will have the right to change and/or terminate the service at any time, with or without cause and/or advance notice.
To cancel your SMS subscriptions, reply STOP to any text message you receive. You may receive a subsequent message confirming your opt-out request. For additional help, reply HELP to any text message you receive.
Message and Data Rates May Apply. United States Participating Carriers Include AT&T, T-Mobile, Verizon Wireless, Sprint, MetroPC, Cricket, Virgin Mobile and others.
Push Notification Terms and Conditions
We may send push notifications or alerts to your desktop or mobile device. The information that we may collect is first name, last name, e-mail address and other contact information.
We do it in order to allow you to send personalized web push notifications to users who accepted to receive such notification. However, we will not use this information for any purpose which is not compliant with our Privacy Policy. We will not use this data for any purpose which is not compliant with our Privacy Policy.
We will also send you notifications related to some important updates of our Services. The purpose of sending you such e-mails or messages is to keep you informed of the latest improvements, features and other developments.
You can deactivate these messages at any time by changing the notification settings on your device settings. You may opt-out of receiving these types of communications by turning off push notifications. If you wish not to receive such notification you have an option to ‘unsubscribe’ anytime.
Contact Us
If you have any questions or suggestions about our privacy policy, do not hesitate to contact us. Our licensed insurance agents and customer service team are here to help with your affordable auto insurance needs in any way we can. Call us today at 888-949-6289 or visit one of our many Illinois offices. Our offices are open from 8 a.m. to 9 p.m. CST, 7 days a week.
Additionally, we can help you find an insurance quote right on our website. Because we want to help you save money wherever possible, we offer our insurance quotes completely free of charge. By navigating our website, you can also inform yourself about many useful topics, such as the time limit required for you to notify the insurance company about a crash, how to file a police report, and situations in which your coverage will pay for repair costs for your vehicle.
We also have a strong presence on social media. So, like or follow us on Twitter, Facebook, Instagram, or YouTube. After that, we can keep you updated on helpful life insurance tips, local news and much more.
Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From how to keep your car cool in the summer, to proper steps to take after Godzilla damages your car.
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