Commercial Auto Insurance Illinois
If you or any of your employees use a car or truck to make deliveries or carry equipment, then you are required by the State of Illinois to maintain commercial auto insurance. Many new business owners are not aware they need commercial auto insurance and put themselves at risk by not properly insuring their vehicles.
At the very least, businesses need liability coverage for their vehicles. Liability insurance is required by law in Illinois for commercial vehicles but commercial auto insurance requirements will vary by state. Vehicle liability insurance includes bodily injury coverage and property damage coverage. This insurance coverage protects a driver from financial liability from injuries or damage to other people or property if the driver is found at-fault for an accident.
For increased protection, there are various speciality coverages that may be added to commercial auto insurance policies as well as roadside assistance plans.
Commercial auto insurance costs are typically higher than personal car insurance policies. This is because an insurance company takes on a bigger risk insuring a business compared to a single individual. Commercial auto insurance companies set premiums based on different factors including the commercial auto coverages and policy limits, distance traveled as well as the type of cargo transported by commercial cars.
Running a business takes time, effort and risks will be involved. With Insurance Navy on your side, we will get you the coverage and protection in case the unexpected happens.
We offer free commercial auto quotes at any of our offices, over the phone, online or through our mobile app.
Do you need more information about commercial auto insurance? Our agents and customer service representatives are here to help. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.
*Please review your own policy for details on your commercial auto coverage. Coverage options vary by policy and provider.
If you’re interested in our services, have any questions or concerns and want a call from one of our agents, please fill this form out.
If you need immediate attention, please call (708) 237-0404. Thank you!