Nearest Office:

Home > Question > Can I Get a Decent APR on a Car Loan With a 600 Credit Score?

Can I Get a Decent APR on a Car Loan With a 600 Credit Score?

Sam Rakestraw headshot
Sam Rakestraw

Answered On Mar 13, 2023

· Answered On Mar 13, 2023

A credit score of 600 isn’t awful, but it isn’t considered good enough for the preferred APR on a car loan in most cases. APR for a credit score of 600 can be anywhere from 12% to 20%. You’ll most likely get a better APR when you raise your credit score to around 670. 

Having a good credit score can also help get you lower car insurance rates. At Insurance Navy, we understand that credit score improvement can be a process in some cases. That’s why we competitively match drivers from all walks of life with the most affordable and even cheap car insurance they can qualify for. Start with a free quote today and see what you qualify for.

Let Insurance Navy Help You Find Savings On Your Car Insurance

Enter your ZIP code below to view quotes for the Cheapest Car Insurance Rates

What Others 
Are Asking

How do I Fill Air in Car Tires at a Gas Station?

One of my tires is low on air, and there's a gas station up the road. How do I fill my car tires there?

Dec 19, 2022

How Much is a Tesla Per Month?

I'm looking to take a loan out on a Tesla. How much would that be per month?

Jan 31, 2023

Why is my Engine Oil Light Blinking?

I've seen my engine oil light stay on but never blink. Is this serious, and why is it doing this?

Mar 13, 2023

Advice From Insurance Navy