Insurance Learning Center

What Is Gap Insurance and What Does It Cover?
What is GAP insurance? How does it work and is it worth it for your vehicle? Discover how GAP coverage protects you from financial loss if your car is totaled or stolen while you still owe on your loan or lease.

How Much Does a Texting While Driving Ticket Increase Auto Insurance Premiums?
Will a texting and driving ticket affect my car insurance rates? Learn how insurers rate violations and what you can do to minimize premium increases. Get a free quote today and see how much you could save!

What Is a Car Insurance Deductible?
What is a car insurance deductible? How does it affect your premiums? Is high or low deductible right for you? Compare options and get a free quote today to start saving on auto insurance!

How Do You Get Points Off Your License? 50-State Guide
How to Remove Points from Your License in All 50 States. State by state laws, defensive driving courses and legal strategies to reduce penalties and keep your record clean. Stay informed and protect your license today!

Largest Car Insurance Companies in the US: Full List by Market Share
Top rated car insurance companies in the US. Match coverage to your needs and budget. Compare policies, ratings and reviews and get your free quote today to be protected on the road.

What Is Collision Insurance and What Does It Cover?
Collision insurance is optional coverage that pays to repair or replace your car after a crash, minus your deductible. See what it covers, what it costs (about $290 a year), and when you need it.

What is a Car Insurance Down Payment?
Car insurance down payments. How they work, what affects the cost, refund policies and ways to reduce upfront costs. Compare rates and get a free car insurance quote today to get the best coverage at the right price!

What Is an Anti-Theft Device in Car Insurance?
An anti-theft device is a factory or aftermarket system that deters theft or helps recover a stolen car. See which devices qualify for a car insurance discount, how much they save, and how to claim it.

Does Roadside Assistance Count as a Claim?
Find out if roadside assistance counts as a claim and how it affects your insurance premiums. Our comprehensive guide explains how to use roadside assistance and tips to help you make informed decisions about your car insurance.

Car Insurance Fraud: Types, Soft vs Hard, Penalties, Prevention, Perpetrators, Organizations
All about car insurance fraud and scams. Statistics on how often auto insurance fraud happens and what you can do to protect yourself from car insurance scams. Here are common auto insurance frauds to watch out for!
