It’s Saturday, and you need to purchase car insurance. Are insurance companies open on the weekend? That’s a good question!
Like most people, you’d assume most insurance companies are closed on Saturdays and Sundays, and you can’t purchase auto coverage when needed. Many think Monday is the only option.
However, according to the Bureau of Labor Statistics, over 80% of workers work Monday through Friday, so most people use the weekends for personal tasks, including buying a new car. If you’re buying or leasing a car on a Saturday or Sunday, you’ll need a proof of insurance card to sign the papers.
The problem? Most local and independent agents are not open on weekends, so you can’t drive your new car off the lot. Not to worry, Insurance Navy is open on the weekends, so we can help you purchase car insurance 7 days a week.
How to Buy Car Insurance on a Weekend
Check with Your Current Insurance Company
Before heading to the dealership, check with your current car insurance company during business hours to see how they handle coverage over the weekend. Many car insurance companies have online or mobile apps to add a new vehicle to your policy outside business hours.
Suppose you’re trading in an old car. In that case, your car insurance company may give you a grace period (1-30 days) that automatically extends coverage to the new vehicle. In that case, you can call them on the next business day to finalize the policy update and backdate coverage to the purchase date.
Get Coverage Before the Weekend
If you know what car you want to buy, get car insurance coverage in advance to make things easier.
When buying from a private seller, provide the year, make, model, and VIN to your insurance company so your policy is active before you take possession of the car. That way, you can legally drive over the weekend without any delay in getting coverage.
Buy Online or over the Phone
Many big insurance companies have weekend customer service through toll-free hotlines or online portals. You can get coverage immediately without waiting for business hours.
Just check the insurance company’s weekend hours and have all your details ready (personal info, vehicle specs, prior insurance records).
Knowing what’s required will make the application process smooth, and you can get coverage quickly, even on Saturday or Sunday.
Types of Weekend Car Insurance
Do you need insurance for just a few days or want a mileage-based coverage option? We have several affordable choices for weekend driving.
Short Term Car Insurance
Short-term car insurance (temporary car insurance) lasts under 6 months.
At Insurance Navy, our short-term car insurance policies are liability only, which means they cover damage or injuries you cause to others in an accident but do not cover your vehicle or medical expenses.
Suppose you drive infrequently and need a basic insurance plan for occasional use. In that case, short-term car insurance may be the way to go. But if you need full coverage, higher liability limits, or more comprehensive coverage, a 6-month policy might be better for you.
Pay-Per-Mile Car Insurance
Pay-per-mile insurance bases your premium on the number of miles you drive, as well as a monthly base fee and per-mile charges. Insurance companies calculate your base fee using standard risk factors like age, gender, and driving history.
With Pay-per-mile insurance, your mileage is tracked through a telematics device or by submitting periodic odometer photos. Since premiums fluctuate based on actual driving distance, this is best for remote workers, students living on campus, retirees, and low-mileage drivers. However, it may not be for commuters or those who drive more than 10,000 miles a year.
At Insurance Navy, we specialize in pay-per-mile insurance; we have flexible and affordable coverage options for occasional drivers.
Why Are the Best Insurance Companies Open on Saturday and Sunday?
Insurance Navy, the best insurance company in the industry, knows the benefits of being open on Saturday and Sunday.
- Convenience: We value your time and know weekdays are filled with work, family, and social commitments. We can help you with all your insurance needs and busy schedule by being open on Saturdays.
- Efficiency: Whether you need to adjust an insurance policy, compare rates, or ask about your policy, we make it easy for you. You can contact us online or by phone for a hassle-free experience.
- Better Service: By being open during the week, Saturday and Sunday, we give you more opportunities for personalized service on your insurance policies.
- Direct Support: While digital is convenient, some things require a one-on-one meeting with an insurance agent. Our Saturday and Sunday hours give you the expert help you need when you need it.
By being a reputable insurer who is open on Saturday and Sunday, we’re showing our commitment to excellent customer service, flexibility, and access to affordable insurance solutions. Our insurance agents are standing by from 8 AM to 9 PM on Saturday and 10 AM to 6 PM on Sunday; feel free to call us at 888-949-6289 for more information.
Why Would You Need to Contact Your Car Insurance Company on a Weekend?
You may need auto insurance services from your auto insurance provider during the weekend for plenty of reasons. You can buy a new car then and require proof of insurance or file a claim at any moment. Some prefer to handle all their car business on the weekends when they don’t have to drive anywhere.
Fortunately, car insurance companies know this and do their best to give their policyholders 24/7 customer service. However, some auto insurance companies have a strict appointment-only policy and limited weekend hours. Check with your car insurance company about their weekend hours.
How Can You Contact Your Car Insurance Company on a Weekend?
The hours of operation on the weekend for different insurance companies may vary according to company policies. All times are based on local time and may vary due to holidays or special events.
You could see which insurance companies are open today by conducting a brief internet search based on your ZIP Code. Business hours are generally included when conducting a Google search. Suppose you need clarification on whether a car insurance firm is open on the weekend. In that case, it’s dependent on the firm and how its customer service is organized.
Keep Your Insurance Agent’s Office Hours in Mind
Suppose you buy from auto insurance experts, local sales personnel, or customer care representatives. In that case, they may have their office hours. You can contact them on the weekend if you set an appointment beforehand.
Many state-level offices are open on weekdays, with hours that include at least one weekend day. If you notify the office beforehand, you can visit your agent by appointment if you so desire.
Use Your Insurance Company’s Toll-Free Number
You should be able to contact the company’s toll-free number with your insurance company and make any needed changes to your current policy, pay your bill, obtain auto insurance quotes, ask for additional coverage options, get roadside assistance, or submit a claim on the weekend. More prominent insurance companies have insurance agents available at all times.
Use Your Insurance Company’s App or Website
With most prominent businesses, you may conduct most of your operations online. This convenience saves you time and allows you to do business whenever possible. Now, everything insurance-related can be done digitally, like paying premiums. You may even get a discount using online tools, like the quote tool for online quotes.
Get a Free Weekend Car Insurance Quote Online!
Get started with a new, affordable car insurance plan today. Request free cheap car insurance quotes online or call Insurance Navy at 888-949-6289. Insurance agents are ready and happy to help you get an accurate insurance quote on the auto insurance coverage you deserve.
Weekend Car Insurance FAQs
Looking for car insurance over the weekend? Here’s what you need to know.
Do auto insurance companies sell car insurance on the weekend?
Yes, Insurance Navy sells car insurance on Saturday and Sunday, so you can get covered when you need to. While many insurance companies are closed on the weekends, Insurance Navy offers same-day car insurance quotes, so you can get covered fast.
When should you tell your insurer about adding a new car to your policy?
Insurance Navy gives you up to 30 days to update your policy when adding or replacing a vehicle. But always check the details before buying a new car. Once you have the vehicle, update your coverage ASAP so you’re covered.
How do I get car insurance online or over the phone on the weekend?
Suppose you already have a policy with Insurance Navy. In that case, you can check online to see if changes can be made to your coverage. Call Insurance Navy’s customer service during our weekend hours if you’re buying a new policy. Have your driver’s license, vehicle details, and credit card information ready to make it faster.
Are there extra fees or higher rates for car insurance on the weekend?
No, Insurance Navy, the cost of insurance is the same on the weekend as it is during the week. We can compare car insurance quotes on a weekend as we would on a weekday to find the best rate.
Can I get car insurance if I don’t own a vehicle?
Yes. Insurance Navy offers non-owner car insurance, which is great for people who borrow vehicles often or use car-sharing services. Non-owner car insurance provides liability coverage, so you’re protected while driving a vehicle you don’t own. This type of policy can also be a cheaper alternative to buying insurance through a rental company.
How do I get coverage for a new vehicle if I don’t have existing insurance?
If you’re buying car insurance for the first time, it will take longer as you’ll need to give us more info about your driving record and the vehicle. Insurance Navy makes it easy with fast online quotes and a simple application. Having your driver’s license, vehicle identification number, and prior insurance history ready will help speed up the process.
