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What Kind of Car Financing Rate Can I Get With a 700 Credit Score?

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Sam Rakestraw

Answered On Dec 19, 2022

· Answered On Dec 19, 2022

A credit score of 700 is a good, satisfactory score to have. You pay your bills on time and have a good debt-to-income ratio. Because of this, you will have some luck finding competitive car financing rates. 

For new cars, you may be able to find loan interest rates from 3% to 6%. Used car rates can range from 5% to 9%. The exact rate you find will depend on how long you intend to pay it off, the down payment, and your credit card’s promotional interest rates. 

Another great thing about having a good credit score is that it can also earn you a discount on your car insurance. Insurance Navy offers such discounts to both new and existing policyholders. Those with a subpar credit scores are also given time to improve and qualify for cheap car insurance. Start with your free online quote today on our website.  

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