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SR-22 Insurance in Illinois

What is SR-22 Insurance?

Illinois SR-22 Insurance is a form you file with your auto insurance company that assures the state of Illinois you possess the minimum liability coverage.

Illinois SR-22 Insurance coverage is usually required after a driver is convicted of a major traffic violation and their license is suspended or revoked.

In the state of Illinois, the mandatory minimum liability insurance coverage is as followed:

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury per accident
  • $20,000 for property damage

When is SR22 Insurance Coverage Required in Illinois?

Drivers who are asked to file SR-22 insurance with their insurance company in the state of Illinois is because they have been identified as a high-risk driver.

Some violations that may put your in the high-risk drivers category and require IL SR-22 Insurance include:

  • Driving under the influence (DUI)
  • Driving without an insurance policy 3+ times
  • Excessive tollway far evasions
  • Multiple minor violations (ex. speeding tickets)

Receiving these violations and being considered a high-risk driver isn’t the end of the world. High-risk drivers still can get affordable coverage, especially with InsuranceNavy.

How Long Do You Need SR-22 Insurance in Illinois?

The state of Illinois Department of Insurance and IL Secretary of State requires drivers to maintain SR-22 Insurance for three years. Failure to maintain an SR-22 certificate will result in your driver’s license being suspended.

SR-22 Insurance Certificate - How to get It?

Now that you know why you may need IL SR-22 insurance, here are the procedures for drivers to get an IL SR-22 Insurance certificate (Certificate of Financial Responsibility).

Drivers will discover that they can’t fill out an IL SR-22 insurance form on their own, which is why InsuranceNavy’s staff are glad to assist in filing their SR-22 Insurance form with the Illinois Secretary of State.

Contact InsuranceNavy

We are an authorized Illinois insurance agency with the Department of Insurance in Illinois and the IL Secretary of State. We take care of all aspects of preparing and filing an SR-22 certificate to the IL Secretary of State.

We’ll also ensure that you have an up-to-date auto insurance policy in addition to the SR22 coverage. Get the greatest price on your insurance coverage and a free Illinois SR-22 insurance quote right now.

SR-22 form is submitted by the insurance agent

A copy of the drivers SR-22 form will be sent to the IL Secretary of State’s insurance department, which may take up to 30 days to process.

InsuranceNavy will handle all aspects to file an SR-22 certificate and get their SR-22 Insurance policy active.

Get a Letter from the Illinois Secretary of State and a copy of your SR-22

Keep your IL SR-22 form and insurance policy with you at all times when driving after getting your certificate of financial responsibility, or SR-22 insurance form.

What does an SR22 Cost in Illinois?

There is no extra charge for your Illinois SR22 filing at InsuranceNavy.

You must first acquire a Minimum Liability coverage or Full Coverage insurance policy, and the price will be determined by your age, driving record, car type, and other factors.

Contact InsuranceNavy for a free insurance quote with the best rates on coverage in the state of Illinois.

Will my insurance rates increase with an SR-22?

Premiums are determined by previous driving history and other insurance policy criteria. Needing SR-22 Insurance will most likely increase your coverage rates. Get a free quote right now for an SR22 certificate in IL.

InsuranceNavy is the car insurance agency that can assist you with your auto insurance policy needs. Give us a call at 888-949-6289 or fill out our online form to get started with an SR-22 Insurance quote.

What Happens When The SR-22 Period Is Up?

Your SR-22 Insurance status will be canceled when all state requirements have been met. When it comes time to renew your coverage, you’ll want to call InsuranceNavy and double-check that you still have coverage under your insurance policy.

We are dedicated to assisting you in maintaining your driver’s license and having it remain in good standing.

Illinois DUI Convictions

A DUI conviction comes with a set of consequences beyond the SR-22 state filing requirements and suspension of driving privileges. The chart below lays out what a first and second DUI conviction for a driver could entail.

Consequences
1st Offense
2nd Offense
Jail Time
5 days
Potentially 1 year
Fines
Up to $2,500
Up to $25,000
License Suspension
6 months
1 year

Breath Alcohol Ignition Interlock Device (BAIID) Requirements For Illinois

The state of Illinois requires the installment of a breath alcohol ignition interlock device (BAIID) after a first-time DUI conviction. A BAIID is a breathalyzer that prevents your car from starting if it registers alcohol on your breath. The car will also not start if you refuse to give a breath test. The installment of a BAIID is a state requirement if you wish to receive your driving privileges again after your traffic violation. Once the state device requirement is fulfilled, a driver could be eligible to receive a Monitoring Device Driving Permit or a Restricted Driving Permit depending on your case.

Get a Free SR-22 Insurance Quote in Chicago IL

InsuranceNavy is here to help drivers get an SR-22 certificate and the insurance coverage they need. We understand that things can happen to good people, so we know that having the appropriate team on your side to assist you in correcting any driving mistakes is critical. The easiest approach to address an SR-22 Insurance requirement is to contact us as soon as possible for a quote. A driver should always have coverage on their car to avoid any additional obstacles. Contact our customer service staff or visit any InsuranceNavy location in Chicago or throughout Illinois.

Also, you can get a free quote for SR-22 insurance coverage online right now and begin the process to get InsuranceNavy coverage.

More about SR-22 Insurance from the IL Secretary of state

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