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SR-22 Insurance in Illinois

What is SR-22 Insurance?

Illinois SR-22 Insurance is a form you file with your auto insurance company that assures the state of Illinois you possess the minimum liability coverage.

Illinois SR-22 Insurance coverage is usually required after drivers are convicted of a major traffic violation and their license is suspended or revoked.

In the state of Illinois, the mandatory minimum liability insurance coverage is as followed:

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury per accident
  • $20,000 for property damage

The Illinois Secretary of State is now using Electronic Verification of Insurance Illinois to make sure all Illinois drivers have the mandatory minimum liability insurance coverage.

When is SR22 Insurance Coverage Required in Illinois?

Drivers who are asked to file SR-22 insurance with their auto insurance company in the state of Illinois are because they have been identified as high-risk drivers.

Violations that may put you in the high-risk drivers category and require SR-22 Insurance in Illinois include:

  • Driving under the influence (DUI)
  • Driving without an insurance policy 3+ times
  • Excessive tollway far evasions
  • Multiple minor violations (ex. speeding tickets)

Receiving these violations, being considered in the high-risk drivers category, and needing an SR-22 isn’t the end of the world. High-risk or uninsured drivers still can get affordable SR-22 coverage, especially with insurance companies like Insurance Navy.

How Long Do You Need SR-22 Insurance in Illinois?

The state of Illinois Department of Insurance and Illinois Secretary of State requires drivers to maintain SR22 insurance for three years. Failure to maintain an SR-22 certificate will result in your drivers license being suspended.

SR-22 Insurance Certificate - How to Get It?

Now that you know why you may need IL SR-22 insurance, here are the procedures for drivers to get an IL SR-22 certificate (Certificate of Financial Responsibility).

Drivers will discover that they can’t fill out an IL SR-22 insurance form on their own, which is why Insurance Navy’s staff are glad to assist in filing their SR-22 Illinois Insurance form with the Illinois Secretary of State.

Contact Insurance Navy for your SR-22 Certificate Filing

We are an authorized Illinois insurance group with the Department of Insurance in Illinois and the Illinois Secretary of State. We take care of all aspects of preparing and filing an SR-22 certificate to the Illinois Secretary of State.

We’ll also ensure that you have an up-to-date auto insurance policy in addition to the SR-22 coverage. Get the greatest price on your SR-22 coverage and get insured with a free Illinois SR-22 insurance quote right now.

SR-22 form is submitted by the insurance agent

A copy of the driver’s SR-22 form will be sent to the Illinois Secretary of State insurance department by an insurance agent, which may take up to 30 days to process the SR 22 Illinois.

Insurance Navy will handle all aspects to file an SR-22 certificate and get your SR-22 Insurance policy active.

Get a Letter from the Illinois Secretary of State and a copy of your SR-22 Certificate

Keep your IL SR-22 form and insurance policy with you at all times when driving after getting your SR-22 certificate of financial responsibility, or SR-22 insurance form.

What does an SR22 Cost in Illinois?

There is no extra charge for your Illinois SR22 filing at Insurance Navy.

You must first get insured with Minimum Liability coverage or Full Coverage insurance policy before getting an SR22 Illinois, and the price will be determined by your age, driving record, car type, and other factors.

Contact Insurance Navy for a free insurance quote with the best rates on Illinois’s SR-22 insurance coverage in the state of Illinois. You can customize your deductible on any car insurance policy needing an IL SR22.

Will my insurance rates increase with an SR-22?

Illinois SR22 insurance premiums are determined by previous driving history and other insurance policy criteria. Needing SR-22 Insurance will most likely increase your coverage rates. Get a free SR-22 quote right now and get insured for an SR-22 certificate in IL.

Insurance Navy is the car insurance agency that can assist you with your auto insurance policy needs. Give us a call at 888-949-6289 or fill out our online SR 22 form to get started with an SR-22 Insurance quote.

What Happens When The SR-22 Period Is Up?

Your SR-22 Insurance status will be canceled when all the Illinois state requirements have been met. When it comes time to renew your SR-22 coverage, you’ll want to call Insurance Navy and double-check that you still have coverage under your insurance policy.

We are dedicated to assisting you in maintaining your driver’s license and having it remain in good standing with SR22 Insurance Illinois.

Illinois DUI Convictions

A DUI conviction comes with a set of consequences beyond the SR-22 state filing requirements and suspension of driving privileges. The chart below lays out what a first DUI and second DUI conviction for a driver could entail.

Consequences
1st Offense
2nd Offense
Jail Time
5 days
Potentially 1 year
Fines
Up to $2,500
Up to $25,000
License Suspension
6 months
1 year

Breath Alcohol Ignition Interlock Device (BAIID) Requirements For Illinois

The state of Illinois requires the installment of a breath alcohol ignition interlock device (BAIID) after a first-time DUI conviction. A BAIID is a breathalyzer that prevents your car from starting if it registers alcohol on your breath. The car will also not start if you refuse to give a breath test to the BAIID device. The installment of a BAIID is a state requirement if you wish to receive your driving privileges again after your traffic violation. Once the state BAIID device requirement is fulfilled, a driver could be eligible to receive a Monitoring Device Driving Permit or a Restricted Driving Permit depending on your DUI case.

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SR-22 Insurance in Illinois is Easy with Insurance Navy

Insurance Navy is here to help drivers get an SR-22 certificate and the insurance coverage they need. We understand that things can happen to good people, so we know that having the appropriate team on your side to assist you in correcting any driving mistakes is critical. The easiest approach to address an SR-22 Insurance requirement is to contact us as soon as possible for a quote. Drivers should always have coverage on their car to avoid any additional obstacles. Contact our insurance agents for help with filing your SR-22 Certificate or visit any Insurance Navy location in Chicago or throughout Illinois. We are throughout Chicagoland area and in the suburbs in such cities as Joliet, Aurora, Elgin, Cicero, Bridgeview, Palos Hills and Melrose Park.

Also, you can get a free quote for SR-22 insurance coverage online right now and begin the process to get Insurance Navy SR-22 coverage.

More about SR-22 Insurance from the Illinois Secretary of state

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