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Illinois SR22 Insurance

What is an SR22?

An SR22 is a form you file with your auto insurance company that assures the state of Illinois you possess the minimum liability insurance coverage. this is usually required after you are convicted of a major traffic violation and your license is suspended or revoked.

In the state of Illinois, the mandatory minimum liability insurance coverage is as followed:

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury per accident
  • $20,000 for property damage

When is an SR22 Required in Illinois?

If asked to file an SR22 with your insurance company, it is because you have been identified as a high-risk driver. Some violations that may land you under this title include:

  • Driving under the influence (DUI)
  • Driving without insurance 3+ times
  • Excessive tollway far evasions
  • Multiple minor violations (ex. speeding tickets)

How Long Must You Maintain an SR22 in Illinois?

Illinois requires you to maintain an SR22 for three years. Failure to do so will result in your driver’s license being suspended.

Illinois DUI Convictions

A DUI conviction comes with a set of consequences beyond the SR22 filing requirements and suspension of driving privileges. The chart below lays out what a first and second DUI conviction could entail.

Consequences
1st Offense
2nd Offense
Jail Time
5 days
Potentially 1 year
Fines
Up to $2,500
Up to $25,000
License Suspension
6 months
1 year
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