Car Insurance Palos Hills IL
Office Hours
| Monday | 8:00 AM - 9:00 PM |
|---|---|
| Tuesday | 8:00 AM - 9:00 PM |
| Wednesday | 8:00 AM - 9:00 PM |
| Thursday | 8:00 AM - 9:00 PM |
| Friday | 8:00 AM - 9:00 PM |
| Saturday | 8:00 AM - 9:00 PM |
| Sunday | Closed |
Office Features
Fax: 708-907-5843
- English, Spanish
- Parking: Parking Lot
Directions
Enter your ZIP code below to view quotes for the cheapest Auto Insurance Rates.
Insurance Options available in Palos Hills, IL
We help drivers and residents across Palos Hills, Palos Park, Worth, Hickory Hills, and Chicago Ridge find insurance policies that meet their needs and budget.
Here's what kind of policies we write the most of at the Palos Hills location.
The Most Affordable Auto Insurance in Palos Hills, 60465
Illinois requires you carry at least the minimum 25/50/20 liability limits. That's $25k per person & $50k per accident for bodily injury, plus 20k for property damage.
Just getting those state minimum requirements will allow you to legally drive, but it won’t fix your car in an accident.
Adding collision and comprehensive protection protects your car against at-fault accidents, theft, hail damage, and hit-and-runs. These are the sorts of claims you see spike every year between Nov & March in the southwest suburbs. Parking-lot fender benders and winter-weather claims are a regular occurrence here.
Talk to our insurance agents & we'll review your current limits to see if there are any coverages that will protect you better.
Affordable Motorcycle Insurance in Palos Hills, 60465
Illinois requires the same 25/50/20 liability minimums for motorcycles as passenger vehicles. Beyond that, riders should consider collision and comprehensive to protect their bike against theft, vandalism, & road debris damage.
Optional add-ons for custom motorcycle parts, riding gear, and accessories are available with certain carriers.
Riding through Palos Hills means heavy truck traffic on Harlem Avenue and avoiding potholes on older surface streets. You want to have solid coverage to protect yourself and your bike from these hazards.
SR-22 Insurance in Palos Hills, 60465
An SR-22 is a certificate of financial responsibility filed with the Illinois Secretary of State. It's not a separate insurance policy.
You'll often need to file an SR-22 after getting a DUI conviction, driving without insurance, or getting too many traffic tickets. Illinois usually requires an SR-22 filing period of three years.
If you let your coverage lapse during that time it just adds extra years to your SR-22 period. We'll take care of SR-22 filing with the state for you, so you can get back on the road quickly.
Call 708-233-4849 for a quote and get your SR-22 filing started today.
Finding the Best Insurance Coverage in Palos Hills
Being properly insured doesn't stop at your vehicles. Whether you're renting near Moraine Valley, owning a home on Southwest Highway or taking your motorhome out on the weekends, you need to be insured.
Having the right policies in place means your finances stay intact even when something unexpected happens.
Low-Cost Renters Insurance in Palos Hills, 60465
Renters insurance covers your personal property like furniture, electronics, and clothes, against things like fire, theft & certain kinds of weather events. It also includes liability coverage if someone gets hurt in your rental.
If your rental becomes uninhabitable, loss of use coverage will pay for temporary housing if it's a covered event.
Renters policies start at around $15-$30 a month. Prices will vary on the insurance carrier and how much coverage you need.
Affordable Home Insurance in Palos Hills, 60465
A standard HO-3 homeowners policy covers your dwelling, personal property, liability and additional living expenses if a covered loss means you need some place to stay.
In the Palos Hills area there are seasonal risks like heavy snow on roofs, wind damage from those Great Lakes storms and flooding in your basement.
An insurance agent will be able to review your property's age & construction type to make sure you have enough dwelling coverage & your deductibles are set right.
Low-Price RV Insurance in Palos Hills, 60465
RV insurance covers liability on the road, and any physical damage to the vehicle itself. Whether your RV is a Class C motorhome or a towable fifth-wheel, we’ve got you covered.
Policies can also include full time coverage, vacation liability & roadside assistance depending on the insurance carrier.
Whether it's stored at a lot off LaGrange Road or in your driveway, a dedicated policy covers the gaps that standard auto insurance won't.
How to Get the Lowest Price on Car Insurance in Palos Hills, IL 60465
Your premium depends on a lot of factors such as your driving record, the year/make of your vehicle, the coverage limits you pick, your deductibles, where you live in Palos Hills and how many miles you drive every year.
There's not one trick to getting the best price, but comparing quotes from multiple carriers through Insurance Navy gives you the best chance at finding the lowest rate.
For example, raising your deductible from $500 to $1000 can really save you some money on your collision premium. Just make sure you can cover that deductible out of pocket if you end up filing a claim.
Can Bundling My Insurance Policies Reduce my Rates?
Buying multiple policies from the same carrier, like auto plus renters, or auto plus homeowners, usually qualifies you for a multi-policy discount.
Beyond just saving you some money, bundling your policies all under one account can simplify renewals and make it a lot easier to keep track of your total coverage.