When you’re on the road, you want as much protection as possible, but you may wonder if a roadside assistance plan is worth it. If your automobile is relatively new and still under warranty, it might come with a roadside assistance plan. Otherwise, obtaining one is a smart idea since it gives you access to 24-hour service.
What’s Included in Roadside Assistance Insurance?
Every roadside assistance plan is unique. However, the majority of plans have several similarities, such as small modifications and repairs in the case of a breakdown. This includes changing a flat tire, gasoline delivery, battery jumpstarts, locksmith assistance, and winching. Towing services are also offered in these bids.
Does Roadside Assistance Have Limits?
In most 24-hour roadside assistance plans, you are limited to a certain number of service calls each year. Under these rules, on average, four to five vehicles can visit the shop once every four to five years. If you use more than the allowed amount, you will be required to pay for the service.
If you have roadside assistance coverage 24 hours a day, you may call them at any time. If your car breaks down, you’ll probably be given a toll-free number to call. Depending on your plan, you may be able to download an app with GPS monitoring so the service provider can find you. The dispatcher will contact the closest auto service provider covered by your insurance.
How Much Does Roadside Assistance Cost?
The cost of a roadside assistance plan will differ by firm, but it is unlikely it will exceed $100 per year. The average is usually $40 to $60 annually. Premium services, on the other hand, might cost you anywhere up to $100 or more. Even if you pay for premium services, you may still save money by using them. A tow can cost over $100 with no insurance, while a lockout can cost at least $50.
Shopping For Roadside Assistance Insurance
Roadside assistance insurance can be purchased as an add-on to your auto insurance policy. With the appropriate qualities and a reasonable price, roadside assistance is a fantastic deal. You may save money by consulting with an insurance agent about it. Then you can get roadside assistance cost estimates based on your policy. You’ll be able to purchase your policy once you’ve compared quotations and features. It will then be there when you need it, so you won’t have to worry.
Get started with a new, affordable car insurance plan today. Request a car insurance quote online or give Insurance Navy a call at 888-949-6289. Insurance experts are ready and happy to help you get the auto insurance coverage you deserve.