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Car Insurance Lafayette IN 47901

Insurance Navy was founded with a simple goal; to provide the best possible car insurance coverage for every driver at an affordable price. Our experienced Lafayette insurange agents will work closely with you, assessing your needs and lifestyle before tailoring our services accordingly. We have competitive rates on auto insurance, SR-22 insurance filings, motorcycle insurance coverage, and more. Contact us today so we can get started with getting you covered with affordable car insurance in Lafayette.

Car Insurance Lafayette Indiana

Lafayette, IN Auto Insurance

Our variety of car insurance packages provides the right amount of flexibility to fit your budget needs. No matter if you are a first-time car owner or owned several before coming to Insurance Navy, we offer better coverage and rates than our leading competitor for car insurance in Lafayette.

Suppose you happen to live in Lafayette or its surrounding areas of West Lafayette, Var Barry Heights, Delp, Pettit, Dayton, South Raub, or Shadeland. In that case, you can contact our auto insurance company for a variety of reasons: for the best and fastest quotes on car insurance, questions about your rates, and any concerns you might have regarding your auto insurance.

Lafayette Car Insurance Near Me

All drivers in the state of Indiana must carry liability insurance coverage. There is a set minimum amount you must carry in order to be a legal driver in Indiana. Those minimums are as outlined:

  • $25,000 bodily injury per person

  • $50,000 bodily injury per accident

  • $25,000 property damage per accident

You must be prepared to provide proof of insurance if asked to do so by law enforcement. Failure to do so could result in some harsh penalties. If you have an auto loan or are leasing your vehicle, your lender or leasing company may require you to carry additional insurance.

Liability insurance is mandatory in the state of Indiana. This coverage pays for bodily injuries and property damage in an accident that you are responsible for. Liability insurance will never pay for you or your property. In order to protect yourself, you will need to expand your insurance policy. More specifics about this type of insurance and its coverage limits will be explored in a later section.

Indiana is one of 15 states that are what is known as a diminished value state. This means that in Indiana you are able to recover diminished value from the at-fault driver’s insurance company if you experience any losses when going to sell your vehicle. Even if your car has been fully repaired, just being in an accident will result in it losing some of its value. If this affects the selling process, you could file a diminished value claim with the other person’s insurer.

There are specific requirements you must meet in the state of Indiana in order to successfully file such a claim:

  • You were not at fault for the accident

  • You can provide substantial documentation of the accident, including photos and records of repairs.

  • The accident happened less than 6 years ago.

  • Indiana does have uninsured motorist coverage for such a claim.

Lafayette Car Insurance You Can Trust

At Insurance Navy, we believe in providing personalized service from caring insurance agents. Our bilingual insurance agents are always available to assist or answer any questions you may have about car insurance and our auto insurance rates will fit your budget perfectly; let us be a part of the community today by using car insurance that was made just for you!

Things to Know about Lafayette

Originating as an essential passage to the American West, Lafayette was dubbed “The Star of the West”. The city’s location allowed it to become a central market and shipping location for surrounding regions and their agriculture. Lafayette is also home to Purdue University, which is notable for its community growth.

  • Lafayette is located in Tippecanoe county. It was first incorporated in 1853

  • Lafayette Fire Department: The Fire Department is located at 443 North 4th St. Lafayette, IN 47901, and can be contacted at 765-807-1600 for non-emergency.

  • Lafayette Police Department: The Police Station is located at 20 N 6th St. Lafayette, IN 47901, and can be reached at 317-327-3811 or non-emergency.

  • Lafayette City Hall: The City Hall is located at 20 N 6th St. Lafayette, IN 47901.

Public Transportation from Lafayette

The diverse communities in Lafayette are all connected by the CityBus system. Residents of any age or skill level can use the Amtrak rail system to explore their surroundings and visit popular destinations like Chicago, Washington D.C., and New York City with ease!

Residency in Lafayette

Lafayette has a population of 72,581 according to the United States Census Bureau as of 2019, with an owner-occupied housing unit rate of 48.6 as of 2015-2019.

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