Insurance Navy has helped families stay afloat with affordable auto insurance, SR-22, renters coverage, and homeowners insurance for over 15 years. Our motto has always been to have our customers feel like they have a naval fleet of supportive agents to offer them the best in affordability, especially when it comes to car insurance.
Our variety of car insurance packages provides the right amount of flexibility to fit your budget needs. No matter if you are a first-time car or homeowner or maybe owned several before coming to Insurance Navy, we offer better coverage and rates than our leading competitor for car insurance in Irvine.
Suppose you happen to live in Irvine or its surrounding areas of San Joaquin Hills, Newport Coast, Aliso Viejo, Laguna Hills, Laguna Woods, Lake Forest, or Foothill Ranch. In that case, you can contact our auto insurance company for a variety of reasons: for the best and fastest quotes on car insurance, questions about your rates, and any concerns you might have regarding your auto insurance.
The state of California requires all drivers to carry liability insurance. As with many other states, they have a mandated minimum amount of liability coverage drivers must carry. Failure to do so can result in some steep penalties. The mandatory minimum liability insurance coverage for California is:
$15,000 for bodily injury per person
$30,000 for bodily injury per accident
$5,000 for property damage per accident
These are just the mandated amounts for the state of California. If you lend or lease a vehicle in the state, you may be subjected to additional insurance requirements by your lender or leasing company. All drivers in California must carry proof of coverage and be ready to present it when requested.
California requires all drivers to carry liability insurance. Liability insurance pays for injuries and damages you cause in an accident. This type of insurance will never cover your own personal expenses following an accident. Additional coverage must be purchased for that. Liability coverage only offers assistance to the other party.
Collision, comprehensive, and gap insurance are all examples of optional coverages that may be included in your auto policy. Of course, comprehensive and collision coverage are also available. Although comprehensive coverage includes "acts of God" and other matters beyond a person's control, such as fire or flood, it does not cover medical costs or damage from a collision. Collision coverage protects you against property damage caused by collisions, regardless of who's at fault, including hit-and-runs and other incidents. It does not, however, cover “Acts of God.”
Give us a call today about your car insurance coverage needs in Irvine. Our customer service representatives are waiting eagerly by the phone. We look forward to speaking with you.
Irvine is the latest city in California to join our list of Insurance Navy agencies. The mission has always been to provide everyone in every community access to low-cost car insurance as a routine procedure. Car insurance is required by law, but shouldn't be expensive, that's why Insurance Navy brings you the most affordable auto insurance in Irvine.
The town of Irvine was created within the last century -beginning in the 60s then becoming incorporated in the 70s. The villages were designed by William Pereira and Raymond Watson. In 2008, Irvine was named the fourth best place to live in the U.S and consistently ranks highly for a city with a population of over 100,000. The Spectrum Center is the major tourist destination here to see how far this development has come.
Irvine is located in Orange County within the L.A. metropolitan area. The village was incorporated in 1971.
The Irvine Fire Department is located at 1 Fire Authority, Irvine, CA, 92602, and is reached at 714-573-6000.
The Irvine Police Department is located at 1 Civic Center Plaza, Irvine, CA, 92606 and is reached at 949-724-7000.
The closest DMV to Irvine is located at 23535 Moulton Pkwy, Laguna Hills, CA, 92653 and is reached at 800-777-0133.
The City of Irvine Municipal Center is located at 1 Civic Center Plaza, Irvine, CA, 92606.
Buses around Irvine are serviced by the Orange County Transit Authority. Irvine also runs their own bus service called iShuttle. Metrolink and Amtrak provide mainstream rail travel, which goes to the transportation center and even the Spectrum Center. The John Wayne Airport is also close by.
Irvine has a population of 273,157 according to the United States Census Bureau as of 2019, with an owner-occupied housing rate of 46.8% as of 2015-2019.