Nearest Office:

Car Insurance Bakersfield CA 93301

Insurance Navy has helped families stay afloat with affordable auto insurance, SR-22, renters coverage, and homeowners insurance for over 15 years. Our motto has always been to have our customers feel like they have a naval fleet of supportive agents to offer them the best in affordability, especially when it comes to car insurance in Bakersfield.

car insurance bakersfield ca

Cheap Car Insurance in Bakersfield, CA

Our variety of car insurance packages provides the right amount of flexibility to fit your budget needs. No matter if you are a first-time car owner or maybe owned several cars before coming to Insurance Navy, we offer better auto insurance coverage and rates than our leading competitor for car insurance in Bakersfield.

Suppose you happen to live in Bakersfield or its surrounding areas of Oil Junction, Oildale, Maltha, Oil City, Algoso, Kayandee, Wible Orchard, Venola, Gosford, Stevens, Una, or Saco. In that case, you can contact our auto insurance company for a variety of reasons: for the best and fastest quotes on car insurance, questions about your rates, and any concerns you might have regarding your auto insurance in Bakerfield.

Bakersfield Car Insurance Near Me

The state of California requires all drivers to carry liability insurance. As with many other states, they have a mandated minimum amount of liability coverage drivers must carry. Failure to do so can result in some steep penalties. The mandatory minimum liability insurance coverage for California is:

  • $15,000 for bodily injury per person

  • $30,000 for bodily injury per accident

  • $5,000 for property damage per accident

These are just the mandated amounts for the state of California. If you lend or lease a vehicle in the state, you may be subjected to additional insurance requirements by your lender or leasing company. All drivers in California must carry proof of coverage and be ready to present it when requested.

California requires all drivers to carry liability insurance. Liability insurance pays for injuries and damages you cause in an accident. This type of insurance will never cover your own personal expenses following an accident. Additional coverage must be purchased for that. Liability coverage only offers assistance to the other party.

Collision, comprehensive, and gap insurance are all examples of optional coverages that may be included in your auto policy. Of course, comprehensive and collision coverage are also available. Although comprehensive coverage includes "acts of God" and other matters beyond a person's control, such as fire or flood, it does not cover medical costs or damage from a collision. Collision coverage protects you against property damage caused by collisions, regardless of who's at fault, including hit-and-runs and other incidents. It does not, however, cover “Acts of God.”

Give us a call today about your car insurance coverage needs in Bakersfield. Our customer service representatives are waiting eagerly by the phone. We look forward to speaking with you.

Bakersfield Car Insurance You Can Trust

With Insurance Navy, you'll find the lowest car insurance rates in Bakersfield. We'll make sure that no matter what type of car insurance you need, we can get it and insure any vehicle at a price that is tailored to your requirements! If you need bilingual insurance agents or there's anything else you need assistance with, please don't hesitate to contact us right away or visit one of our insurance offices.

Things to Know about Bakersfield

Bakersfield is sometimes referred to as Nashville West because of its unique music scene. In fact, the city has its own country genre of music called “The Bakersfield Sound.” The Rolling Stones have incorporated this sound into one of their tracks at some point. The town is also home to a Fox Theater, which was saved from demolition and continues to be the heart of their art beat. The County also is the largest employer in the city, with 7,475 people working for them. Several farms also take up the land of Bakersfield.

  • Bakersfield is located in Kern County by the end of the San Joaquin Valley. The village was first incorporated in the 1870s but was re-incorporated in 1898.

  • The Bakersfield Fire Department is located at 2101 H St, Bakersfield, CA, 93301 and is reached at 661-326-3911.

  • The Bakersfield Police Department is located at 1601 Truxtun Ave, Bakersfield, CA, 93301 and is reached at 661-327-7111.

  • The Bakersfield DMV is located at 3120 F St, Bakersfield, CA, 93301 and is reached at 800-777-0133.

  • The City of Bakersfield Municipal Center is located at 1501 Truxtun Ave, Bakersfield, CA, 93301.

Public Transportation From Bakersfield

Kern County has a fluent transportation network of shuttles and trains. 18 bus routes are managed by Golden Empire Transit and Kern Transit. There are also airport shuttles running to and from LAX. Rail service is provided by Union Pacific and BNSF. An Amtrak station is also located in the Bakersfield downtown area. California High-Speed Rail is also planning to expand their services here.

Residency in Bakersfield

Bakersfield has a population of 377,917 according to the United States Census Bureau as of 2019, with an owner-occupied housing rate of 59.0% as of 2015-2019.

Getting Bakersfield Car Insurance is Easy with Insurance Navy!

Car Insurance in Bakersfield CA is only a click away.

Receive a personalized car insurance quote online or call Insurance Navy™ today at 888-949-6289.

Receive a car insurance quote in 2 minutes or less!