Best Auto Insurance Illinois
Firstly, at Insurance Navy, we know that picking the best auto insurance can be stressful. That is why our agents, with years of experience working in the industry, are experts at matching the right policy with the right person.
We offer free auto insurance quotes within minutes in our offices and over the phone. However, we also offer them on our website or through our mobile app. We have 16 office locations in Illinois. In other words, our team has the experience and expertise to give you the exact coverage you need, no matter where you are.
With the lowest down payments in the industry and flexible payment plans, being insured has never been easier. Everyday, there are 889 accidents in Illinois. Auto insurance protects you from any damages that may result from these car accidents.
As of 2015 per Illinois law (625 ILCS 5/7-601), cars must have the following minimum amounts in vehicle liability insurance:
- $25,000 for injury or death of one person in an accident
- $50,000 for injury or death of more than one person in an accident
- $20,000 for damages to property of another person
If you’re involved in a crash, officers may issue a ticket if you have no proof of insurance. Similarly, this could happen when an officer pulls you over for any reason. However, with our Insurance Navy app, you have instant proof of insurance.
Auto insurance may be the biggest expense that comes with owning a car. To make sure you are getting the most competitive rates, Insurance Navy will compare prices from the best auto insurance providers. When shopping around with different carriers, Insurance Navy guarantees an accurate comparison.
Therefore, we make sure coverages, limits and deductibles match the insured’s prior policy or new coverages. It is important to know the best auto insurance options you have available and the type of coverage you are buying. We are ready to work with your insurance needs and offer the most competitive prices.
Moreover, it is important to know how car insurance works before buying a policy. The policy limits and deductibles will affect a person’s insurance premium. An insurance premium is also affected by personal information. This includes a person’s age, marital status, driving record and more.
A policy limit is the maximum amount an insurance company has to pay for insured damages. A deductible is the amount the holder of a policy must pay out-of-pocket. However, this is only before an insurance company assumes the rest of the costs. In other words, the higher a deductible is, the less expensive a premium is.
Lastly, our customer base may be growing but we pride ourselves in having great client relationships and remain dedicated to providing everyone with a personalized experience.
Any Questions? Contact Us!
10338 South Harlem Avenue
Palos Hills, Illinois 60465
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Additionally, if you’re interested in our services, have any questions or concerns and want a call from one of our agents, please fill this form out.