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What To Do If The Septic Tank Breaks

An often forgotten yet extremely crucial component of a home is the septic tank. A malfunctioning septic tank is disastrous, and the consequences cause harm to us and the environment. Many people do not know the warning signs of a failing septic tank nor what to do if the septic tank breaks.    

Broken or malfunctioning septic tanks present a major health and environmental problem. The sewage from a septic tank can resurface, leak into drinking water, and contaminate the soil. The health/environmental consequences from a broken tank make regular maintenance worth it alone, but factoring in the monetary cost should make it a priority   

Will My Homeowner’s Policy Cover Me?   

The cost of repairing a septic tank can range from a few thousand dollars to around $30,000. It’s safe to say most people don’t have that kind of money to throw around, and homeowners insurance may not cover septic tank damage. Most companies will reimburse a policyholder for repairs so long as the damage was not from human error or negligence. In other words, if something unavoidable causes the damage, then it’s covered. If the damage is due to lack of maintenance or some other human error, it is not.   

Early Signs   

Some people may not know what to look for when checking their septic tank for damage. Some signs are very obvious, like sewage surfacing with a foul smell, wet spots near the drain field. Other signs may go unattended, like a gurgling sound in the pipes and slow draining, because the homeowner does not think much of it. These signs, if caught early, save a homeowner a lot of stress and money.   

Prevention & Maintenance    

Before a septic tank has issues, there are some steps you can take to prevent a problem. Experts recommend inspecting septic tanks every 3-5 years, but most people wait until they have a problem. An inspection does not cost anywhere near the cost of repairing or replacing your tank, so inspections should happen as recommended.    

There are actions you can take to help your septic tank work properly for longer. The most important thing you can do to prevent a problem with a septic tank is flushing the correct items only. Do not flush paper towels, tampons, condoms, cigarette butts, and similar items.  

Take Home Message   

The septic tank is a crucial component of any home. You should maintain and monitored regularly. Failure to recognize signs of a malfunctioning system will lead to more problems and repairs. You can help prevent damage or back-ups by only flushing proper materials. The monetary cost along with the environmental and health hazards a broken septic tank presents make it a priority.

More Information

Would you like additional information about home maintenance or insurance? Our customer service team is here to help. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week. Insurance Navy also has a strong presence on social media. Give us a like or follow on TwitterFacebookInstagram, or even Pinterest. That way, we can keep you updated on helpful vehicle tips, important news and much more. 

If you’d like to take a look at more home insurance blogs, we have a bevy of them on our website. Consider taking a peek at these before you leave:

A Guide To Flammable Objects In Your Home You May Not Be Aware Of

Maintaining a Garage Door Opener

Firestarter: 8 Important Portable Heater Safety Tips

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