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Oregon SR22 Insurance

What is an SR22?

In the state of Oregon, an SR22 won’t just help a convicted driver with a suspended license get back on the road with the proper insurance coverage, but it also helps make the insurance coverage more affordable. A driver’s license or driving privileges can be revoked in the event of a series of traffic violations, driving under the influence (DUI), and driving without the minimum liability insurance that the state requires. The DMV requires an SR22 for any auto insurance policy of a driver with a suspended license.

In the state of Oregon, the mandatory minimum liability insurance coverage is:

  • $25,000 for bodily insurance per person
  • $50,000 for bodily insurance per accident
  • $20,000 for property damage

When is an SR22 Required in Oregon?

An SR22 is typical because you have a suspended license or have been labeled as a high-risk driver. This can be due to:

  • Driving under the influence (DUI)
  • Driving without liability insurance
  • Reckless driving
  • Multiple traffic violations

How Long Must You Carry an SR22 in Oregon?

Oregon requires their drivers to carry their SR22s for at least three years as they gradually become less risky to insure.

Oregon DUI Convictions

Penalties vary based on the number of DUI offenses a driver in Oregon has within a seven-year period. In addition to fines, jail time, and license suspensions, there are other penalties a DUI offender may face. An ignition interlock device must be installed on the car of anyone with a DUI, even if it’s the first offense. Penalties include:

Consequences
1st Offense
2nd Offense
3rd Offense
Jail Time
Two to 10 days
Eight to 30 days
30 to 180 days
Fines
$1,000 to $2,000
$1,500 to $3,500
$2,000 to $4,000
License Suspension
One year
One to Three years
Permanent
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