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Delaware SR22 Insurance

Does Delaware Require An SR22 to be Filed?

In a rare occurrence, Delaware does not require you to file an SR22 form with your insurance company in the event of a major traffic conviction, like a DUI. But other consequences, those similar to penalties in other states, are mandated. More on that will be explained later in further detail. In the case of major traffic violations, you will still be considered a high-risk driver, and insurance rates will increase.

It is worth noting that Delaware still requires drivers to carry a minimum liability insurance coverage.

  • $25,000 for bodily injury to one person
  • $50,000 for bodily injury for all persons
  • $10,000 property damage per accident

DUI Convictions in Delaware

As previously mentioned, even without having to file an SR22 with your insurance company, Delaware does not let violations just go by, especially with DUI offenses. The chart below outlines what you could be facing in the event of a DUI conviction.

1st Offense
2nd Offense
3rd Offense
Jail Time
Up to 6 months
60 days - 18 months
1-2 years
License Suspension
6 months
1 year

After a fourth offense and on, you’ll be charged with a felony, and the fines increase heavily, reaching into the tens of thousands of dollars. Jail time also increases greatly with years being attached to your conviction.

Breath Alcohol Ignition Interlock Device (BAIID) Requirements For Delaware

In the state of Delaware, an IID may be installed in your vehicle depending on your case and personal history. An IID is a device attached to your car that prevents it from starting if you (a) refuse to do a breath test or (b) the device detects alcohol on your breath. In the event of a DUI, you will receive a notice from the Deleware Division of Motor Vehicles with your options of completing the requirement.

For a first-time DUI offense in the state of Delaware, they have a First Offense Election program. Upon choosing this route, you waive your right to a trial along with declining any hearing on your case. Once accepted and requested guidelines are abided by, you can apply for an IID license. This program runs for five months. At completion, you must pay a $200 reinstatement fee.

If this is your second or subsequent alcohol-related offense, you can apply for an IID voluntarily. There are some guidelines, though. If the accident resulted in the death or serious injury to another person, you would not qualify. The time period for which this program takes place varies. After completion, you must pay a $200 reinstatement fee.

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