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Arizona SR22 Insurance

What is an SR22?

After convictions of major traffic violations, the state of Arizona may require drivers to maintain what they refer to as Future Financial Responsibility for a certain period of time. One of the ways this can be done is through a Certificate of Insurance, also known as an SR22.

When is an SR22 required in Arizona?

An SR22 may be required in Arizona for the following offenses:

  • DUI or DWI
  • Driving without insurance
  • Repeated smaller offenses (ex. speeding tickets)
  • Driving with a suspended/revoked license
  • Other major traffic offenses

SR22 Insurance Requirements For Arizona

There are two options when it comes to filing your proof of future financial responsibility:

  • Obtain SR22 from your auto insurance company. This certificate will have to be maintained for 3 years.
  • Obtain a certificate from the Arizona Office of Treasurer that shows deposit in cash or certificates of $40,000

Failure to maintain the SR22 for the mandatory number of years will result in the suspension of your driver’s license and registration until proof is re-established.

Arizona Minimum Insurance Liability Coverage

The state of Arizona requires drivers to have liability insurance. The minimum levels required for auto insurance are as followed:

  • $25,000 bodily injury for one person
  • $50,000 bodily injury for two or more persons
  • $15,000 property damage liability

Driving Under The Influence (DUI) in Arizona

Arizona is said to have some of the restricted drunk driving laws in the country making SR22 just a portion of your worries after a DUI. After only your first offense, you will be jailed for a minimum of 10 days and fined at least $1,250. You will also be required to undergo alcohol screening/education/treatment, counseling, community service, and a requirement to equip your car with a certified ignition interlock device. Your license will then be suspended for a minimum of 90 days.

If this is not your first offense, jail time minimum and fines increase. Penalties will also increase if your alcohol concentration is 0.15 or higher, no matter your number of previous offenses. To reinstate driving privileges, you will have to pay reinstatement fees and file an SR22.

Ignition Interlock Device (IID) Requirements For Arizona

As previously mentioned, DUI convictions will result in you having to equip your vehicle with an ignition interlock device preventing you from driving if you refuse to give a breath test or if you fail it. In certain cases, you may be eligible for a Special Ignition Interlock Restricted Driver License (SIIRDL) in Arizona. This is a license that goes hand-in-hand with the IID and allows you to continue driving your car during the penalty period with restrictions. Filing an SR22 is part of the qualifications for a SIIRDL.

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