At Insurance Navy, we are all about saving your time and money. We shop around for the best deals on the market and keep an eye out for even more savings. Here are a few discounts that may be applied to your motorcycle insurance policy.

Quote in advance

If you get a quote and start a policy at least a day before you need it to start, you will automatically receive a discount.

Multi-policy or multi-vehicle

Having more than one insurance policy with one company will also help save on insurance premiums.

Switch or transfer from another provider

Are you already insured with another company? No problem. Switch today and save!

Responsible rider

Being accident free for at least three years will also decrease insurance costs.

Pay in full

If you are able to pay your policy in full, you can avoid extra finance fees.

Pay on time

If you never have a pending cancellation for non-payment, you will get a discount when it is time to renew your policy.

Automatic bill-pay

Automatic bill pay will instantly lower your rate. All you need is a checking account!


You may be able to receive a discount just by being a homeowner, even if we do not insure the property.

Association member

Harley Owners Group and United Services Automobile Association (USAA) members save instantly.

Anti-lock brakes

If you motorcycle has anti-lock brakes, we will reduce your insurance rates.

Motorcycle endorsement

Class L and Class M motorcycle endorsements will also reduce your insurance costs.

Safety course

Completing a safety course may also decrease insurance premium, even if your driving record is not perfect.

Are you interested to see what discounts you qualify for? Our agents and customer service representatives are here to help. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

*Please review your own policy carefully for details on motorcycle coverage. Motorcycle coverage varies by policy.