Homeowner’s insurance policies are usually issued on annual terms. Before term end the company mails and e-mails the renewal information. In addition the company sends this information out at least 30 days before term end.

Renewal time is also a perfect time to review your coverage. You can make any changes that you need. If there are significant changes to a property, you can update the policy at any time.

Changes to a house can change the homeowner’s insurance premium. Although some updates may lower homeowner’s insurance costs. While others can increase a property’s value that will cause a premium to increase.