Homeowner Discounts


The best way to save money on home insurance premiums is to shop around for the best deal. To make sure you are getting the most competitive rates, Insurance Navy will shop around and compare prices from multiple insurance providers.

Another simple way to save money on home insurance is by making the insured property more resistant to disasters. You may qualify for discounts if you have the following:

Fire alarm

The faster a homeowner becomes aware of a fire, the less damage your home will is likely to suffer. Living in close proximity to a fire station can also mean savings for a homeowner.

Burglar alarm

According to Zacks, a burglary happens every 18 seconds in the U.S. with an average loss of $2,251. Burglar alarms, which deters thieves, can help a homeowner save up to 20 percent on their insurance premiums.

Prior insurance

Having a healthy insurance history may also help homeowners save on insurance. Homeowners with gaps in coverage are a bigger risk for insurance companies and may have trouble getting their homes insured.

Loss free

The longer homeowners remains claim-free, the more money they can save on their homeowner’s premium.


Your home and car are probably your most valuable assets, at least monetarily speaking. Insurance companies let you bundle both policies for a discounted price.

Do you need more information about homeowner’s insurance? Our agents and customer service representatives are here to help. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

*Please review your own policy carefully for details on homeowners insurance. Homeowner’s insurance varies by insurance company and policy.