Commercial Insurance For Trucks
Firstly, if your business owns a truck, a traditional commercial auto insurance policy may not be enough protection. So, you should be up-to-date on all information about commercial insurance for trucks.
We provide the following coverage for trucks used for commercial purposes.
Motor truck cargo
This puts coverage on the cargo hauled by a trucker. It covers a trucker’s liability for cargo that becomes lost. As well as damaged under certain circumstances. The policyholder must select a limit and deductible for this coverage.
Motor truck general liability
This pays for injuries or property damage. This can result from business activities that are not related to operating the truck.
This type of insurance provides these coverages:
- Bodily injury
- Property damage liability
- Personal injury
- Advertising injury liability
- Medical payments
- Product and completed operations
- Damage to rented property
Firstly, this gives coverage for a truck. Secondly, this is for when it’s used for personal reasons. Additionally, this endorsement only modifies the liability portion of your policy.
Rental reimbursement with downtime
This provides reimbursement for up to 30 days for rental costs to replace a truck damaged from an insured peril.
Policyholders select daily coverage limits for this coverage.
Insurance Navy will also provide assistance in locating a reasonable commercial truck replacement.
This is physical damage insurance for non-owned trailers. This insurance protects a driver if the trailer is damaged by a collision, a fire, theft, an explosion or vandalism.
With trailer interchange coverage, a policyholder must select coverage limits and a deductible.
So, want to know more about commercial insurance for trucks? Our team is here to help. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, our offices open from 8 a.m. to 9 p.m. CST, 7 days a week.
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