Salvage Title


What is a Salvage Title?

Firstly, the concept of salvage cars and a salvage title can be confusing. But, that’s why we’re here to help. A salvaged car is one that receives enough damage that it would cost more to repair or rebuild the vehicle than what the car is worth. In other words, a salvage car is a “total loss” by its insurance company.

Salvage cars cannot drive on public roads and you may not purchase auto insurance for it as well. However, once a salvage car has been repaired,  it may qualify for a rebuilt title which allows it to be driver, sold and insured.

If your insurance company declares your car a salvage, they will apply for a salvage certificate.

Your insurance company will replace your car or offer you a cash settlement.

In Illinois, you can only keep a totaled car if it’s been damaged by hail but is still safe to drive or if the car is at least 9 years old.

More Information

Do you need more information about salvage titles? Our agents and customer service representatives are here to help. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy opens from 8 a.m. to 9 p.m. CST, 7 days a week.

Additionally, we can help you find an insurance quote right on our website. Because we want  to help you save money wherever possible, we offer our insurance quotes completely free of charge. By navigating our website, you can also inform yourself about many useful topics, such as coverage for repairing or replacing parts for your car after a crash, how to file a police report, and why you should never admit fault immediately following a car crash.

Insurance Navy also has a strong presence on social media. Give us a like or follow on our Twitter, Facebook, Instagram, or YouTube page. We’ll keep you up to date on various insurance topics and local news.

Lastly, we also have blogs that may help you with any questions you have. Our blogs cover many different topics. From how to keep your car cool in the summer, to proper steps to take after Godzilla damages your car. 

*Please review your own policy carefully for details on salvage titles. Salvage titles vary by state.