Salvage Title


A salvaged car is one was damaged enough that it would cost more to repair or rebuild the vehicle than what the car is worth. A salvage car has been declared a “total loss” by its insurance company.

Salvage cars cannot be driven on public roads and you may not purchase auto insurance for it as well. However, once a salvage car has been repaired,  it may qualify for a rebuilt title which allows it to be driver, sold and insured.

If your insurance company declares your car a salvage, they will apply for a salvage certificate.

Your insurance company will replace your car or offer you a cash settlement.

In Illinois, you can only keep a totaled car if it’s been damaged by hail but is still safe to drive or if the car is at least 9 years old.

Do you need more information about salvage titles? Our agents and customer service representatives are here to help. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

*Please review your own policy carefully for details on salvage titles. Salvage titles vary by state.