Frequently Asked Questions

There are many rideshare insurance topics you should be aware of. So, we’ve created this rideshare insurance FAQ page. Because, that way, you can find a bevy of key information in one place. In other words, keep reading this is the rideshare insurance FAQ page to learn more.

We want to give you peace of mind when you hop into your rideshare vehicle and you’ve accepted a rider’s request. There are many things to think about, such as what to do in the case of a bodily injury or if someone causes damage to your vehicle. Anything can happen when you’re en route to pick up a rider, or on the way to their destination.

What Is Rideshare Insurance?

One of the most important questions of them all. It’s a type of coverage that insures rideshare drivers when the companies do not. For instance, you can add it as an endorsement to a current policy or bought as a separate policy.

Am I Required To Get It?

There is a significant time frame where rideshare drivers are without insurance. This insurance should still be a top priority for drivers, though it’s not a requirement.

How Much Does It Cost?

These insurance rates depend on the same factors that determine regular auto insurance.

Where Do I Get It?

You can buy it with Insurance Navy. For instance, at our offices, over the phone, mobile app, and also online.

Why Is It So Important?

Uber insurance only covers rideshare drivers when they’re linked to a passenger. Period one is the time frame a rideshare driver spends searching or waiting for a passenger. Rideshare companies and personal car insurance, unfortunately, will not cover this time.

More Information

Want to know more about driving for Uber or Lyft? Need an answer that can’t be found on this rideshare insurance FAQ page? Our agents and customer service representatives are here to help with your commercial insurance needs. Call us today at 888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

We also have a strong presence on social media. So, like or follow us on TwitterFacebookInstagramPinterest, or YouTubeAfter that, we can keep you updated on helpful insurance coverage topics, liability insurance quotes, local news, and much more.

Additionally, we can help you find an insurance quote right on our website. Because we want to help you save money wherever possible, we offer our insurance quotes completely free of charge. By navigating our website, you can also inform yourself with many useful topics, such as which situations allow your policy to pay for damages to your vehicle, coverage gaps, rideshare companies offering coverage, and the importance of personal insurers.

Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From how to keep your car cool in the summer, to proper steps to take after Godzilla damages your car.

*Please review your own policy carefully for details on rideshare insurance. Ridesharing coverage varies by contract.