Per-mile Insurance

Insurance Navy is now offering per-mile insurance with Mile Auto!

Insurance Navy is now offering per-mile insurance with Mile Auto!

Per-mile insurance is best for people who:

Drive less than 1,200 miles annually

Commute to work using rideshare services or public transportation

Work from home, college students, and retirees

How Do They Track The Mileage?

Mile Auto, the company that provides the insurance, does not install tracking devices or GPS on your vehicle. Instead Mile Auto texts policy holders asking them to send a picture of their car’s odometer reading. This ensures that a policy holder's privacy is kept intact.

How Do They Base Their Rates?

Your base and per-mile rates are based on very basic variables, including your driving history, location, and vehicle type. Other factors include use, age, gender, years of driving experience, credit history, and coverage type needed.

How Are Rates Determined

With pay per-mile insurance coverage, drivers pay a base rate, which is a set amount every month. The monthly base rate varies by a person’s driving history, their car and their credit score. The fewer miles you drive, the smaller their insurance bill is.