The world of John Wick is just as dangerous as it is slick and exciting. What John Wick fan wouldn’t want to visit The Continental? Well, if you’d like to visit, you should be informed about key life insurance tips.
You know, just in case ANOTHER armored SWAT team busts in looking for Mr. Wick. Whether you’re in the real world or the world of John Wick, these five life insurance tips are important to know.
1. You Should Get Life Insurance If You’re The Head Of A Household
If you have a significant other, children, or anyone else relying on you financially, you should look into getting life insurance. Because, if you walk into The Continental and a skirmish breaks out, not everyone is going to make it out unscathed.
2. Two Different Types Of Life Insurance
The two different types of life insurance are term life insurance and whole life insurance. Firstly, term life insurance is the cheapest of the two types. It covers the insured for a specific amount of time. However, whole life insurance is much broader.
Whole life insurance covers the insured for the duration of their lifespan. In other words, it’s a policy that won’t expire.
3. A Policy Includes 4 Key Roles
Much like the High Table in the John Wick universe, a life insurance policy contains multiple key roles. Specifically, there are 4 key roles. These include the insurer, the insured, the owner and the beneficiary. Firstly, the insurer is the insurance company who will pay out the claims following a death.
Secondly, the insured is the life covered by the insurance policy. Thirdly, the owner pays the premium payments to the aforementioned insurance company. Lastly, the beneficiary is who will receive the life insurance claim after the insured passes away.
4. Life Insurance Doesn’t Usually Cover Every Cause Of Death
Many policies won’t pay out in the case of various specific causes of death. These usually include suicide and deaths caused while doing criminal activity. So, if you take part in a battle at The Continental yourself and perish, your policy may not pay out afterward. But, if you’re just a bystander, you may be fine.
5. Be Careful Before Cancelling A Life Insurance Policy
It’s important to know that a life insurance policy is not cheap to cancel. So, don’t just cancel your current policy if you feel like changing it. Hang on to your current insurance while you’re shopping around for a new provider.
It’s also important to know that when looking at a new policy, you don’t have to say yes or no right away. You’ll have a set amount of days, usually ten days, to think it over and run it by your agent first.
In conclusion, you’re now ready to go on down to The Continental. If you haven’t seen John Wick: Chapter 3 — Parabellum yet, make sure to check it out while it’s still in theaters.
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