Watercraft Insurance Basic Coverage

Firstly, boat insurance is a contract between a policyholder and an insurance company. It protects your watercraft and trailer from any damage you cause to others while boating and other events. Keep reading to learn more about how watercraft insurance basic coverage can help pay to repair your vehicle.

Having the right boat insurance coverage is important for boat owners. It exists to make sure that your time on the water is relaxing and worry-free. At Insurance Navy, we will help you find a low-cost watercraft insurance policy. It gives you all the protection you need before getting out on the water.

It’s important to know that not all states require watercraft insurance for boat owners. In fact, the only two states in the U.S. which require boat owners to carry watercraft insurance are Arkansas and Utah. In other states, it’s good to have it for peace of mind and boating safety reasons but you aren’t legally required to.

Depending on the type of boat or personal watercraft and how it is used, there are many options available for insurance. At the very least, every boater should have property damage liability coverage. Our basic watercraft insurance includes liability protection, which protects policyholders from damages or bodily injuries they are found at-fault for. This includes damage to other watercraft and objects as well as injuries to other boaters and passengers.

Our standard watercraft insurance policy also includes protection for water sport accidents. This coverage pays for any injuries or physical damages caused by tubing, kneeboarding, wakeboarding, wake surfing, and similar water activities.

If you’d like to obtain a boat insurance quote, you can do so right on our website. Because we want you to save money wherever possible, we offer our insurance quotes completely free of charge.

More Information

Need more information about medical payments coverage, underinsured motorist coverage or comprehensive coverage? Our agents and customer service representatives are here to help with your car insurance coverage needs. Call us today at 888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

By navigating our website, you can also inform yourself about many useful topics. These topics include homeowner’s insurance additional coverage, as well as policies that can help you deal with lost wages and/or medical bills. You can even learn why property damage coverage is important for vehicle owners.

We also have a strong presence on social media. So, like or follow us on Twitter, Facebook, Instagram, or Pinterest. After that, we can keep you updated on helpful news and tips regarding liability limits, total loss, collision coverage and much more.

Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From Harley-Davidson’s rider safety courses to information on the Uber rewards program.

*Please review your own policy for details on watercraft insurance. Watercraft and auto insurance coverage varies by contract.