Determining SR22 Rates

When filing an SR-22, there are a few things you should know ahead of time. There’s more to the SR-22 process than filing fees. To complete an accurate SR22 quote and get an accurate rate, Insurance Navy needs the following information:

First And Last Name

The first and last name provided will be compared to the driver’s license information and driving record to confirm an applicant’s identity.

Phone Number

The number you provide is on file for courtesy payment reminder calls and courtesy policy renewal calls.


An email will be on file to send you newsletters and information about special promotions or events.

Date Of Birth

Young drivers usually pay more to obtain an SR22.


Women have fewer car accidents compared to men and pay less for their SR 22s because they are lower risk. Males are also statistically more aggressive drivers.


With an address, Insurance Navy can find the rate of stolen cars, vandalism and claim numbers filed in that particular region. If you own a home, you may benefit from lower rates.

Employment Information

Insurance Navy will ask for employment information for a few different reasons. Some professions are linked to lower accident rates. Insurance Navy also wants to ensure the vehicle used is not for work-related activities.


If you have a car then you will need the VIN, which is a car’s 17 digit identification number. It tells our agents information like the body style, braking system, engine type, series of the vehicle, restrain system, recalls and more.

Marital Status

Every quote requires marital status. Marital status will not affect an SR22.

Driver’s License And Driving Record

Insurance Navy will need to verify driver licenses. Drivers can obtain an SR-22 document even without a driver’s license.

More Information

Do you have additional questions about cheap SR22 insurance rates, insurance requirements, or car insurance quotes? Our agents and customer service representatives are here to help with your car insurance needs. Call us today at 888-949-6289 or visit your nearest Insurance Navy location.

Because we care about your convenience, our offices open from 8 a.m. to 9 p.m. CST, 7 days a week. We also have a strong presence on social media, so like or follow us on Twitter, Facebook, Instagram, or Pinterest. After that, we can keep you updated on helpful liability coverage tips, local news and much more.

Additionally, we can help you find an auto insurance quote right on our website. Because we want to help you save money wherever possible, we offer our cheap auto insurance quotes completely free of charge. 

By navigating our website, you can also inform yourself about many useful topics, such as which states boat owners are required to carry watercraft insurance in and which kinds of traffic offenses/moving violations may lead to you becoming a high-risk driver. You can even learn why teen drivers typically pay higher car insurance rates than older drivers.

Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From the basics of SR-22 forms to updating car information with the Department of Motor Vehicles that states require you to change when moving.