Insured Perils


Insured Perils Included in Renters Insurance

A peril is an event or circumstance that causes loss. As well as if damages are caused by an insured peril. An insurance company will pay for the loss or damage up to the stated limits in the renters policy.

In fact, these are common perils included in a renters insurance:

  • Windstorms
  • Fire and smoke
  • Lightning
  • Hail
  • Tornadoes
  • Explosions
  • Theft and vandalism
  • Falling objects
  • Weight of snow, sleet, or ice
  • Water damage, excluding floods

Would you like to know more about open perils, additional coverages or personal property insurance coverage? Do you need a renters insurance quote or have a question about homeowners insurance? Our agents and customer service representatives are here to help with all of your insurance needs.

Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

Additionally, we can help you find an insurance quote right on our website. Because we want  to help you save money wherever possible, we offer our insurance quotes completely free of charge. By navigating our website, you can also inform yourself about many useful topics, such as the time limit required for you to notify the insurance company about a crash, how to file a police report, and situations in which your coverage will pay for repair costs for you vehicle.

We also have a strong presence on social media. So, like or follow us on Twitter, Facebook, Instagram, or Pinterest. After that, we can keep you updated on helpful topics and local news about extra coverage for stolen or damaged items, car insurance, liability coverage and much more.

Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From small business insurance tips to tips on how to avoid home insurance claims.

*Please review your own policy carefully for details on what renters insurance covers, such as medical bills or covered perils Renters coverages vary by insurance company and policy.