There is no need to buy optional coverage. Which is also known as additional endorsements. As a matter of fact, they can help protect your assets. These endorsements help ensure that your policy has enough protection. In the event of any issues or accidents.
These are some additional endorsements you can buy include:
This coverage pays out for damage to your motorcycle. In case you are in an accident with another car or bike. Although, it does subtract the deductible.
This coverage pays for a replacement or the costs if someone steals your motorcycle. As well as if it’s damaged. This can be due to a non-driving related event. Including any animal collisions.
Here are perils that have coverage:
- Severe weather.
- Falling objects.
Medical Payments (MedPay)
This coverage is supplemental insurance. It pays for medical bills if you or a passenger have injuries in an accident. Although the medical payments coverage should not replace health insurance coverage.
Transport Trailer Coverage
Insurance Navy offers up to $10,000 worth of damage to a trailer.
Trip Interruption Coverage
This coverage pays for room accommodations, transportation, and food in the event that your motorcycle breaks down. Also, if it is in a collision 100 miles from home.
Custom Parts, Equipment And Accessory Coverage
Anything that changes the motorcycle’s appearance or performance has no protection in a standard policy. Although, Custom Parts and Equipment (CPE) coverage helps bikers with this. It protects any aftermarket accessories on a motorcycle.
If you have custom parts and accessories, adding accessory coverage to your insurance coverage is a great idea. Insurance Navy offers up to $30,000 worth of protection for an accessory.
Roadside assistance covers labor and towing. That is if your motorcycle is not repaired to working condition. All for just $10 a year.
This motorist coverage provides extra coverage for property and bodily damage. Anything caused by a driver with no insurance or whose limits are not high enough to cover the damages. As well as medical costs.
Do you need more information about motorcycle insurance optional coverage, roadside assistance, or bodily injury coverage? Our agents and customer service representatives are here to help with your motorcycle insurance company needs. Call us today at 888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.
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