Motorcycle Insurance Discounts

At Insurance Navy, we are all about saving you time and money. We shop around for the best deals on the market and keep an eye out for even more savings. Here are a few discounts that may be applied to your motorcycle insurance policy.

Quote In Advance

If you get a quote and start a policy at least a day before you need it to start, you will automatically receive a discount.

Multi-Policy Or Multi-Vehicle

Having more than one insurance policy with one company will also help save on insurance premiums.

Switch Or Transfer From Another Provider

Are you already insured with another company? No problem. Switch today and save!

Responsible Rider

Being accident-free for at least three years will also decrease insurance costs.

Pay In Full

If you are able to pay your policy in full, you can avoid extra finance fees.

Pay On Time

If you never have a pending cancellation for non-payment, you will get a discount when it is time to renew your policy.

Automatic Bill Pay

Automatic bill pay will instantly lower your rate. All you need is a checking account.


You may be able to receive a discount just by being a homeowner, even if we do not insure the property.

Association Member

Harley Owners Group and United Services Automobile Association (USAA) members save instantly.

Anti-Lock Brakes

If your motorcycle has anti-lock brakes, we will reduce your insurance rates.

Motorcycle Endorsement

Class L and Class M motorcycle endorsements will also reduce your insurance costs.

Safety Course

Completing a safety course may also decrease insurance premiums, even if your driving record is not perfect.

More Information

Do you need more information about cheap motorcycle insurance coverages and discounts, motorcycle insurance rates, or classic auto insurance options? Our agents and customer service representatives are here to help with your motorcycle insurance company needs. Call us today at 888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

Additionally, we can help you find a motorcycle insurance quote right on our website. Because we want to help you save money wherever possible, we offer our insurance quotes completely free of charge. By navigating our website, you can also inform yourself about many useful topics, such as coverage for repairing or replacing parts for your car after a crash, how to file a police report, and what kind of coverage the state requires you to carry.

We also have a strong presence on social media. Give us a like or follow on our Twitter, Facebook, Instagram, or YouTube page. We’ll keep you up to date on helpful collision coverage tips, local news and much more.

Lastly, we also have blogs that may help you with any questions you have. Our blogs cover many different topics. From how to keep your car cool in the summer, to proper steps to take after Godzilla damages your car.

*Please review your own policy carefully for details on motorcycle coverage. Motorcycle coverage options vary by state and policy.