Optional Coverage 

Firstly, before taking your trip, you should be up-to-date on optional coverage options. At Insurance Navy, we exist to help you with all of your insurance product and services needs. Because of that, we’ve compiled this helpful list of optional coverage choices available.

Upset (Comprehensive) & Collision Coverage

This covers damage to your car caused by a collision with another vehicle in Mexico or any other object,  regardless of who is at fault. Policyholders need to pay a deductible before the Mexico travel insurance covers the rest of the damages.

*In order to buy this coverage in Mexico, you must carry collision or comprehensive coverage on your current American policy. If you don’t, you will not qualify for this added protection.

Fire & Total Theft

These types of coverages cover damages or loss of your car in Mexico from total theft and fire. These policies do not cover personal items inside of the car at the time it is stolen. Policyholders need to pay a deductible before the insurance covers the rest of the damages.

Diamond Program Option

Firstly, this increases policy limits. Secondly, it includes medical expenses, roadside assistance, and travel assistance.

Special Services Included


This covers accidents or illnesses of the policyholder, which includes his or her spouse if they are named on the policy. This coverage will help obtain emergency medical care and pays for land or air ambulance. It also pays up to $60 per day for as long as 10 days at a hotel following hospitalization, among other services.

Roadside Assistance

This pays for service for a flat tire, emergency fuel, jump-start or to unlock a vehicle. Additionally, it will also pay for shipping spare parts and pay for towing up to $300 or two events per policy period, among other services.

Travel Assistance

This includes tourist and travel information, emergency money transfers, lost baggage assistance, translating services and more.

More Information

Have more questions about home insurance companies or personal property insurance coverage? Our agents and customer service team are here to help. Call us today at 888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

Additionally, we can help you find an insurance quote right on our website. Because we want to help you save money wherever possible, we offer our insurance quotes completely free of charge. By navigating our website, you can also inform yourself about many useful topics, such as the time limit required for you to notify the insurance company about a crash, how to file a police report, and situations in which your coverage will pay for repair costs for your vehicle.

We also have a strong presence on social media. So, like or follow us on Twitter, Facebook, Instagram, or Pinterest. After that, we can keep you updated on rental reimbursement tips, local news, and much more.

Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From how often you should shop for car insurance, to information on the Uber rewards program.

*Please review your own policy’s terms and conditions carefully for details on travel coverage. Coverages vary by state and policy.