Mexico is a popular vacation spot, especially for Americans. Moreover, a million people cross the Mexican-U.S. border in both directions everyday. Many Americans find it more economical to drive compared to flying to their destination. But, they are not aware that their car insurance policy is not valid in Mexico, which is where Mexico travel insurance comes into play.
Mexico Travel Insurance
If you are thinking about traveling to Mexico and entering by car, you will need a vehicle permit. These usually cost $44 and you must pay for it using a credit card. If you do not have a credit card, then there will be a bond and a processing fee. Permits must be kept on the windshield during your stay.
So, in order to get a vehicle permit, you will need:
- Proof of car ownership
- Proof of registration
- An affidavit from any lien holders
- A valid driver’s license
- Proof of citizenship
You will have to present a passport when leaving and reentering the U.S. Additionally, it’s necessary for all children and infants to have passports. If you are traveling with children, you must also provide proof of legal rights. Divorcees will need divorce and custody papers and a notarized letter of consent from the other parent.
Once you enter Mexico, your car insurance policy will not be valid and you will need to insure your car with Mexico traveling insurance. Mexico does not recognize car insurance policies from the United States. If you are involved in a collision, your car insurance policy for the U.S. will not cover any damages. An accident is already a stressful situation, so one without good Mexico auto insurance is sure to make it even worse.
The risk and consequences are too high to consider traveling uninsured. Fortunately, Mexico travel insurance is affordable compared to the replacement value of damaged or lost property or potential medical treatment. It’s good to know about medical evacuation and what to do in the case of medical emergencies before traveling.
Mexican vehicle insurance policies are priced by the day and may be purchased for up to sixty days. Your travel insurance policy will be active the day you cross into Mexican territory.
Need more information about travel medical insurance for Mexico or worldwide travel insurance plans? Our agents and customer service representatives are here to help. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.
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*Please review your own policy carefully for details on travel insurance coverages. Coverages vary by policy.
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