Homeowners Insurance For Other Structures
This is coverage for structures that are not attached to your home, otherwise known as “the main dwelling”. However, the main dwelling is the one that’s insured. For example, structures on your property such as sheds, detached garages, barns, fences, and guest houses would have protection. That’s these structures are separate from the main building. Swimming pools are usually included in this coverage as well but it’s always good to double-check with your provider to learn more about what your coverage includes.
If you’d like to read more about the types of coverage provided by homeowners insurance, you can see our dedicated page and follow the corresponding link. Through our homeowners insurance page menu, you can inform yourself on a bevy of helpful topics that include coverage limits, guaranteed replacement costs, and additional living expenses. The limit of insurance coverage can vary between polices for a number of reasons.
Have any questions about covered losses, dwelling coverage, or which insurers cover attached structures? Our agents and customer service representatives are here to help with your home insurance coverage protection needs. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.
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*Please review your own policy for details on homeowners insurance. Homeowner’s insurance varies by insurance company and policy.