Medical Expenses


Medical Expense Coverage

Medical payments to others that cover injuries that happen to a visitor in your home. Regardless of who is at fault. Medical payments covers smaller claims. While the limits on most homeowner’s policies range from $1,000 to $5,000. Unlike personal liability claims, medical expense payments are not based on negligence. In order for an injured person to receive payment. There needs to be proof of no negligence.

If an accident does take place in your home. You should take pictures and write down as much information as you can. It will help when you file a claim. This also helps the claims process run smoother. As well as protect you if the injured party tries to make false claims against you.

More Information

Do you need more information about home insurance coverage, life insurance coverage, or the amount of coverage required by your state? Our agents and customer service representatives are here to help with your home insurance company needs. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

Additionally, we can help you find a homeowners insurance quote right on our website. Because we want  to help you save money wherever possible, we offer our insurance quotes completely free of charge. By navigating our website, you can also inform yourself about many useful topics, such as coverage for repairing or replacing parts for your car after a crash, how to file a police report, and what kind of coverage the state requires you to carry.

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Lastly, we also have blogs that may help you with any questions you have. Our blogs cover many different topics.  From how to keep your car cool in the summer, to how you can protect your home and personal property from being damaged or destroyed if a tornado hits.

*Please review your own policy for details on homeowners insurance. Homeowners insurance can vary by the insurance company and policy.