Medical Expense Coverage
Affordable homeowners insurance can help with quite a few things, including medical expenses. Firstly, medical expenses include medical payments to others that cover injuries that happen to a visitor in your home, regardless of who is at fault. Medical payments cover smaller insurance claims, while the limits on most homeowner’s policies range from $1,000 to $5,000.
Medical expense payments aren’t based on negligence. In order for an injured person to receive payment, there needs to be proof of no negligence.
If an accident does take place in your home, you should take pictures and write down as much information as you can. It will help when you file a claim. This also helps the claims process run smoother, as well as protect you if the injured party tries to make false claims against you.
Do you need more information about personal property coverage limits or property damage coverage for natural disasters? Our customer service team is here to help with your homeowners insurance company needs. Call us today at 888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.
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