Living Expenses Coverage – Homeowners Insurance

Additional living expenses coverage pays for the costs of living away from home. For instance, if you cannot live in your home because of an event that’s covered under your homeowner’s insurance. This covers hotel bills, meals, furniture rentals, and other costs. However, this is only while your home is under repair or being rebuilt.

Additional living expenses have limits and some policies have time limitations. Also, these limits are separate from the amount available to rebuild or repair your home. Additional living expenses coverage will cover rent from a tenant. This is only if they rented a section of the house.

It is very important to stay organized and also track every expense. For instance, make sure to save all your receipts so the reimbursement process is easier. To avoid problems with your insurance company, review your homeowner’s policy. You can have written approval for expenses that aren’t covered.

More Information

Do you need more information about the many types of coverages for homeowners or the extra cost of optional endorsements? Our agents and customer service representatives are here to help with your home insurance company needs. Call us today at 888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

Additionally, we can help you find a homeowners insurance quote right on our website. Because we want to help you save money wherever possible, we offer our insurance quotes completely free of charge. 

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*Please review your own policy for details on homeowners insurance. Homeowner’s insurance varies by insurance company and policy.