Living Expenses


Living Expenses Coverage

Additional living expenses coverage pays for the costs of living away from home. For instance, if you cannot live in your home because of an event that’s covered under your homeowners insurance. This covers hotel bills, meals, furniture rentals and other costs. However, this is only while your home is under repair or being rebuilt.

Additional living expenses have limits and some policies have time limitations. Also, these limits are separate from the amount available to rebuild or repair your home.

Additional living expenses coverage will cover rent from a tenant. This is only if they rented a section of the house.

It is very important to stay organized and also track every expense. For instance, make sure to save all your receipts so the reimbursement process is easier. To avoid problems with your insurance company, review your homeowner’s policy. You can have written approval for expenses that aren’t covered.

More Information

Do you need more information about the types of coverages for new homeowners, property damage policies, or personal property protection? Our agents and customer service representatives are here to help with your home insurance company needs. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

Additionally, we can help you find a homeowners insurance quote right on our website. Because we want  to help you save money wherever possible, we offer our insurance quotes completely free of charge. By navigating our website, you can also inform yourself about many useful topics, such as coverage for repairing or replacing parts for your car after a crash, how to file a police report,  and what kind of coverage the state requires you to carry.

We also have a strong presence on social media. Give us a like or follow on our Twitter, Facebook, Instagram, or YouTube page. We’ll keep you up to date on helpful insurance coverage tips, local news and much more.

Lastly, we also have blogs that may help you with any questions you have. Our blogs cover many different topics.  From how to keep your car cool in the summer, to how you can protect your home and personal property from being damaged or destroyed if a tornado hits.

*Please review your own policy for details on homeowners insurance. Homeowner’s insurance varies by insurance company and policy.