Homeowner Terms

Homeowner’s insurance policies are usually issued on annual terms. Before the insured property’s term end, the company mails and e-mails the renewal information. The company sends this information out within a period of time of at least 30 days before the policy expiration date.

Renewal time is also a perfect time to review your amount of coverage. You can make any changes that you need. If there are significant changes to the property or real estate, you can update the policy at any time.

Changes to a house can change the homeowner’s insurance premium. Although some updates may lower homeowners insurance costs, others can increase a property’s value that will cause a premium to increase.

More Information

Do you have any additional questions regarding what personal liability insurance protects, why renters insurance is important, or which policies offer flood insurance? Our team of insurance agents is here to help. Call us today at 888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week. 

We can help you find a homeowners insurance quote right on our website. Because we want to help you save money wherever possible, we offer our insurance quotes completely free of charge. By navigating our website, you can also inform yourself about many useful topics. 

These topics include which watercraft insurance requirements vary by state. You can also find out how to know which covered perils you’re protected from under your insurance coverage. You can even learn how damaged property detached from your home can still have protection in your home insurance contract.

We also have a strong presence on social media. Like or follow Insurance Navy on your preferred social media platform–Twitter, Facebook, Instagram, Pinterest, or even YouTube. After that, we can keep you updated on helpful personal property coverage tips, local news and much more.

Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From when to consider adding additional coverage to your renters insurance policy, to the different types of liability coverage for business owners.

*Please review your own policy for details on homeowner’s insurance. Homeowners insurance varies by the insurance company and policy.