Homeowner Insurance Billing

A homeowners insurance premium is paid depending on the type of loan issued on the property. As long as there is one.


Policyholders must have an escrow account for a few reasons. For instance, if they have an FHA loan, a higher priced mortgage home, or a Veterans Administration (VA) loan. You can add monthly insurance payments to a mortgage check. However, most lenders actually prefer insurance premiums paid out of your escrow account. This is to ensure a protected investment. If you have an escrow account, it is the lender’s responsibility  to pay all of your tax bills in a timely fashion.

Agency or Direct

It is possible to separate your homeowner’s insurance from your mortgage payment. It depends on your lender and the amount financed. If there is no escrow, you may pay the insurance agency or insurance provider directly. This option is also available for policyholders without a mortgage.

More Information

Do you need more information about homeowners insurance payment options, life insurance costs, or medical billing? Our insurance agents and customer service representatives are here to help with your insurance coverage needs. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

We also have a strong presence on social media, so like or follow us on Twitter, Facebook, Instagram, or Pinterest. After that, we can keep you updated on helpful tips regarding the types of insurance coverage, local news and much more.

Additionally, we can help you find a homeowners insurance quote right on our website. Because we want  to help you save money wherever possible, we offer our insurance quotes completely free of charge. By navigating our website, you can also inform yourself about many useful topics, such as coverage for repairing or replacing parts for your car after a crash, how to file a police report, and why you should never admit fault immediately following a car crash.

Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From how to keep your car cool in the summer, to proper steps to take after Godzilla damages your car.

*Please review your own policy for details on home insurance. Homeowner’s insurance varies by insurance company and policy.