Homeowner Insurance Billing

Nobody likes to think about the amount of money they have to pay on an upcoming bill but sometimes it’s a necessary cost. A homeowner’s insurance premium is paid depending on the type of loan issued on the property, as long as there is one. Whether you work at home or simply use it for your everyday living purposes, keep reading to learn about the key aspects of homeowner insurance billing.


Policyholders must have an escrow account for a few reasons. For instance, if they have an FHA loan, a higher-priced mortgage home, or a Veterans Administration (VA) loan. You can add monthly insurance payments to a mortgage check. 

However, most lenders actually prefer insurance premiums paid out of your escrow account. This is to ensure a protected investment. If you have an escrow account, it is the lender’s responsibility to pay all of your tax bills in a timely fashion.

Agency Or Direct

It is possible to separate your homeowner’s insurance from your mortgage payment. It depends on your lender and the amount financed. If there is no escrow, you may pay the insurance agency or insurance provider directly. This option is also available for policyholders without a mortgage.

More Information

Do you need more information about filing a claim, coverage limits, or how your credit score history may affect a homeowner’s insurance quote? Our insurance agents and customer service representatives are here to help with your insurance coverage needs. Call us today at 888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

We also have a strong presence on social media, so like or follow us on Twitter, Facebook, Instagram, or Pinterest. After that, we can keep you updated on helpful tips regarding the types of insurance coverage, local news and much more.

Additionally, we can help you find an affordable home insurance quote right on our website. Because we want to help you save money wherever possible, we offer our insurance quotes completely free of charge. 

By visiting our website, you can also inform yourself about many useful topics. These topics include why teen drivers typically pay higher premiums than older drivers. Also, you can discover which coverage options are available for boat owners. You can even learn how to pay your bill for home and auto insurance online or through our mobile app.

Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From what factors affect life insurance rates, to how to avoid a denied insurance claim

*Please review your own policy for details on home insurance. Homeowner’s insurance coverage varies by the homeowners’ insurance company and policy.