Trucks

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Commercial Insurance For Trucks

Firstly, if your business owns a truck, a traditional commercial auto insurance policy may not be enough protection. So, you should be up-to-date on all information about commercial insurance for trucks. 

We provide the following coverage for trucks used for commercial purposes.

Motor truck cargo

This puts coverage on the cargo hauled by a trucker. It covers a trucker’s liability for cargo that becomes lost. As well as damaged under certain circumstances. The policyholder must select a limit and deductible for this coverage.

Motor truck general liability

This type of liability insurance covers injuries or property damage. This can result from business activities that are not related to operating the truck.

This type of insurance provides these coverages:

  • Bodily injury
  • Property damage liability
  • Personal injury
  • Advertising injury liability
  • Medical payments
  • Product and completed operations
  • Damage to rented property

Non-trucking liability

Firstly, this gives coverage for a truck. Secondly, this is for when it’s used for personal reasons. Additionally, this endorsement only modifies the liability portion of your policy.

Rental reimbursement with downtime

This provides reimbursement for up to 30 days for rental costs to replace a truck damaged from an insured peril.

Policyholders select daily coverage limits for this coverage.

Insurance Navy will also provide assistance in locating a reasonable commercial truck replacement.

Trailer interchange

This is physical damage insurance for non-owned trailers. This insurance protects a driver if the trailer is damaged by a collision, a fire, theft, an explosion or vandalism.

With trailer interchange coverage, a policyholder must select coverage limits and a deductible.

More Information

Do you want to know more about commercial insurance for trucks, business insurance coverage, or how to get a commercial truck insurance quote? Our agents and customer service representatives are here to help with your commercial vehicle insurance needs. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. Because we care about your convenience, our offices open from 8 a.m. to 9 p.m. CST. Moreover, they are open 7 days a week.

Additionally, we can help you find an insurance quote right on our website. Because we want  to help you save money wherever possible, we offer our insurance quotes completely free of charge. By navigating our website, you can also inform yourself about many useful topics, such as coverage for repairing or replacing parts for your car after a crash, how to file a police report, and why you should never admit fault immediately following a car crash.

We also have a strong presence on social media, so like or follow us on Twitter, Facebook, Instagram, or Pinterest. After that, we can keep you updated on helpful physical damage coverage tips, local news and much more.

Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From how to keep your car cool in the summer, to proper steps to take after Godzilla damages your car.