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Liability Insurance

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Commercial Auto Liability Insurance

Firstly, commercial auto liability insurance is a requirement by law in Illinois for commercial vehicles. It includes bodily injury coverage and property damage coverage. This protects a driver from financial liability. Protecting your business with insurance coverage is important, especially when your business owns a work car

Bodily injury coverage can also help with medical bills. This policy will cover hospital and medical expenses. 

These medical expenses include rehabilitation, long-term nursing care, and funeral expenses. It also includes lost earnings, pain and suffering. As well as other expenses, up to policy limits.

Property damage will pay to repair or replace damaged physical property. However, it will only pay for damages up to policy limits.

Liability insurance will pay for your legal defense costs if sued. It also requires you to select limits. These limits determine the amount your commercial auto insurance company will pay. In case you need to use the insurance coverage. 
 
You can combine these liability limits or split them. In a commercial auto policy, if one car has general liability insurance, all the cars on the policy must have it. The limits must be the same for every car on the same policy.
 

Each state sets its own insurance minimum requirements that must be met.

More Information

Do you need more information about commercial auto insurance? Our team is here to help with your auto liability coverage needs. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location.

Because we care about your convenience, our offices open from 8 a.m. to 9 p.m. CST, 7 days a week. We can also help you find an insurance quote right on our website. Because we want  to help you save money wherever possible, we offer our insurance quotes completely free of charge.

By navigating our website, you can also inform yourself about many useful topics. These topics include the difference between uninsured and underinsured motorist coverage, as well as state minimum requirements for coverage. You can even learn which types of collisions are considered to be covered accidents under certain policies.

We also have a strong presence on social media, so like or follow us on Twitter, Facebook, Instagram, or Pinterest. After that, we can keep you updated on helpful personal auto coverage tips, local news and much more.

Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From insurance coverage tips for small businesses, to proper steps to take after Godzilla damages your car.

*Please review your own policy carefully for details on your commercial auto coverage. Coverage options vary by policy and provider.