Commercial Auto FAQs

When shopping around for commercial auto insurance, there are many different things to consider. So, that’s why we’ve made this commercial auto frequently asked questions page to make any insurance process as easy for you as we can.

What Is Commercial Auto Insurance?

It is coverage for cars that are owned and operated by a business.

Why Is Commercial Auto Insurance More Expensive?

Insuring a business comes with a bigger risk than insuring an individual driver.

When Do You Need It?

Businesses need commercial vehicle insurance when they vehicles for any business-related activities.

When Is Commercial Auto Insurance Required?

You need it for every car used for business purposes.

What Does Commercial Auto Insurance Cover?

The coverage depends on the specific policy.

How Much Coverage Do I Need?

The amount of coverage needed varies by business. For instance, it depends on the number of vehicles insured. It also depends on what those vehicles are being used for and several other factors. At Insurance Navy, we will work with you to find the best coverage for your business.

Where Can I Buy Commercial Auto Insurance?

At Insurance Navy, you may purchase commercial auto insurance at any of our local offices. You can also go online, over the phone or through our mobile app.

Does Commercial Auto Insurance Cover Personal Use?

Personal use will be covered for a company vehicle as long as the car has commercial auto coverage.

Is It Tax Deductible?

Commercial auto insurance is tax deductible.

More Information

Do you need more information about commercial car insurance coverage, liability coverage or covered losses? Our team is here to help with your insurance option needs. Call us today at 888-949-6289 or visit your nearest Insurance Navy location. Because we care about your convenience, our offices open from 8 a.m. to 9 p.m. CST. Moreover, they are open 7 days a week.

Additionally, we can help you find an insurance quote right on our website. Because we want to help you save money wherever possible, we offer our insurance quotes completely free of charge. By navigating our website, you can also inform yourself about many useful topics, such as coverage for repairing or replacing parts for your car after a crash, how to file a police report, and why you should never admit fault immediately following a car crash.

We also have a strong presence on social media, so like or follow us on Twitter, Facebook, Instagram, or Pinterest. After that, we can keep you updated on helpful business auto insurance tips, local news and much more.

Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From how to keep your car cool in the summer, to proper steps to take after Godzilla damages your car.

*Please review your own policy carefully for details on your commercial auto coverage. Coverage options vary by policy and insurance company.