Commercial Auto Insurance Illinois
Do you use a car or truck to make deliveries or carry equipment? Do your employees? Then, your business is required by the state of Illinois to have commercial auto insurance. Many new business owners are not aware of this, which puts them at risk by not insuring their vehicles. Moreover, commercial auto insurance requirements will vary by state.
Vehicle liability insurance includes bodily injury coverage and property damage coverage. This insurance coverage protects a driver from financial liability. For instance, this includes injuries or damage to other people or property. As long as the driver is at-fault for an accident.
If you want more protection, there are various specialty coverages that you can add to your commercial vehicle insurance policy. You can also add them to roadside assistance plans.
Commercial car insurance costs are higher than personal auto insurance policies. This is because an insurance company takes on a bigger risk insuring a business. Especially when compared to a single individual, which is a lesser risk.
Commercial auto insurance companies set premiums based on different factors. These include the commercial auto coverage and policy limits. Other factors include distance traveled, as well as the type of cargo transported by commercial cars.
Running a business takes time, effort and involves risks. But, that’s why we’re here. Insurance Navy will get you the right coverage and protection for you in case the unexpected happens.
Need to know more about business property insurance options, or what commercial auto insurance covers? Our agents and customer service representatives are here to help with your business auto insurance needs. Call us today at 888-949-6289 or visit your nearest Insurance Navy location. Because we care about your convenience, our offices open from 8 a.m. to 9 p.m. CST. Moreover, they are open 7 days a week.
Additionally, we can help you find an insurance quote right on our website and mobile app. Because we want to help you save money wherever possible, we offer our insurance quotes completely free of charge. By navigating our website, you can also inform yourself about many useful topics, such as coverage for repairing or replacing parts for your car after a crash, how to file a police report, and why you should never admit fault immediately following a car crash.
We also have a strong presence on social media, so like or follow us on Twitter, Facebook, Instagram, or Pinterest. After that, we can keep you updated on helpful liability coverage tips, local news and much more. Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From how to keep your car cool in the summer, to proper steps to take after Godzilla damages your car.