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Nearly 70 million cars break down in the U.S. annually. That is one out of every four vehicles on the road today. If you haven’t done so, consider investing in an Illinois roadside assistance add-on for your auto insurance policy.
This will deliver the assistance you need if your car, truck, or SUV breaks down and leaves you stranded during roadside emergencies. It will also come in handy if you run out of gas, sustain a flat tire, or lock yourself out of your vehicle.
Would you like to enjoy the peace of mind roadside assistance services provide? Find out more below.
What Is Roadside Assistance?
Roadside assistance is an optional auto insurance policy add-on. You may request it when you sign up for a new car insurance policy or renew an existing one.
With the right 24-hour emergency roadside assistance service, you won’t have to worry about who to turn to for help if you experience issues with your vehicle. Your automobile insurance company will set you up with a phone number you can call at the first sign of trouble to get the necessary assistance.
Which Services Are Included in Roadside Assistance?
Every car insurance provider offers Illinois roadside assistance in a slightly different way. Some companies offer more top-notch services than others.
However, most extend several standard emergency assistance services. Take a closer look at the roadside services below.
Towing Services
Over 50,000 vehicles are towed by U.S. towing companies each year. Your car might need towing services if it breaks down due to an engine or transmission problem. An Illinois roadside assistance add-on will let you tow it to your preferred auto repair shop without spending a small fortune.
You can also get a tow truck if your vehicle gets stuck in the snow or mud. Simply call the phone number your auto insurance company provided, and a tow truck driver will arrive shortly.
Gas Rescue Services
Did you know about 20% of American drivers will run out of gas at least once? Hopefully, you won’t ever have to face this particular problem. But if you find your fuel tank empty unexpectedly, you will appreciate knowing your mobile emergency roadside service will be there for you with emergency fuel delivery.
Use your smartphone to call for help, and a fuel delivery driver will arrive shortly. They can also provide other essential fluids, such as oil, for your car from the nearest gas station.
Flat Tire Repairs
Americans deal with about 220 million flat tires yearly, with the average driver experiencing about five of them throughout their lives. Everything from sharp objects, like nails and screws, to underinflation may lead to people suffering flat tires.
Roadside emergency services can help you quickly change a flat tire so it won’t slow you down for long.
Battery Jump-Starts
Illinois winters are among the coldest in the country, and the state’s frigid temperatures can affect more than just people’s health. They can also wreak havoc on car batteries, forcing them to seek battery jump-starts.
If your car’s battery ever dies, you will be happy to have a roadside assistance plan in your back pocket. A tow truck driver can jump-start your dead battery or even replace it to prevent the bitter cold in cities like Chicago from holding back your vehicle.
Vehicle Lockout Services
About 16,000 Americans lock themselves out of their vehicles every day, and thousands of others lose or break their car keys and can’t get their vehicles to start.
If you lock your keys in your vehicle, lose them, or break them, an Illinois roadside assistance plan will provide the locksmith services you need.
How Does Roadside Assistance Work?
Whether you add roadside assistance coverage to your auto insurance policy when you first sign up for it or incorporate it into your existing policy while renewing it, you can take advantage of it instantly. You will have 24/7/365 coverage in Illinois, all other states, and parts of Canada.
If you ever need to request roadside services, this is how it will work:
- You call the customer support phone number provided by your auto insurance company.
- You let a representative know about your issue and location.
- You wait for an automotive technician from an insurance company’s extensive network to deliver reliable services.
How Much Does Roadside Assistance Cost?
Considering all the benefits an Illinois roadside assistance plan can provide, you might anticipate that adding it to your auto insurance policy would cost a pretty penny. This couldn’t be further from the truth!
The exact cost will vary from one car insurance company to the next, but most insurance providers charge between $50 and $100. The price is based on everything from the type of vehicle a person drives to their specific location.
But no matter how much it costs, quality roadside services are well worth the expense. The average cost for a tow truck currently sits at just over $100, which is often more than what these services will set you back per year.
Let Insurance Navy Tell You More About Adding Roadside Assistance to Your Auto Insurance Policy
Are you interested in adding Illinois roadside assistance to your auto insurance policy? Insurance Navy is here to help. Call us at 888-949-6289 to discover more about our services.
FAQs
Get the answers to commonly asked questions about road assistance services below.
Is Roadside Assistance Required?
No, roadside assistance is not required. However, you shouldn’t let that stop you from considering adding it to your car insurance policy. It can save you hundreds, if not thousands, of dollars each year while protecting you and your vehicle.
Who Is Covered Under a Roadside Assistance Policy Add-On?
A roadside assistance policy add-on typically offers comprehensive services to a policyholder and each vehicle they own. It may also extend coverage to a policyholder’s family members and their cars.
Are There Limits to the Services Included in Roadside Assistance?
Some auto insurance coverage providers place limits on the exceptional services included in their Illinois roadside assistance. For example, they may only allow two fuel deliveries or two jump-starts per year at no extra service charge.