If you were to go to a car insurance company and ask for “Domino’s Pizza insurance,” they would know what you mean and refer you to commercial auto insurance. Domino’s Pizza insurance is just one of many names used by commercial car insurance.
Several drivers from several companies use commercial insurance for the same reason —their job. While personal car insurance is a requirement to be a Domino’s driver, it won’t protect you when you are on the clock and making deliveries.
For that reason, commercial car insurance is a must. Before avoiding the Noid for Domino’s, here is everything you should know about being ensured while doing so.
There Isn’t Domino’s Pizza insurance, but There is Commercial Car Insurance
Commercial car insurance is required when using your personal car for business purposes. Pizza delivery is just one of many. For example, a driver with a moving truck will have to get commercial car insurance.
Even rideshare drivers for Uber and Lyft have to carry a certain amount of commercial auto insurance, also known as rideshare insurance, to be covered while working. No one wants to be held responsible for damages they cause while trying to collect a paycheck, so commercial car insurance is both necessary and wise.
What are the Requirements to be a Domino’s Pizza Delivery Driver?
To work for Domino’s as a delivery driver, they will typically request that you have the following:
- Driver’s license
- Be at least 18 years old
- Good driving record
- The car being used for deliveries has at least liability auto insurance
As you’ve just read, Domino’s requires that their drivers carry at least the state’s minimum liability car insurance before working for them. 49 out of 50 states require liability or basic car insurance from every driver on the road.
Insuring your car while you are not working is a legal necessity. From there, you would then add commercial coverage to your policy. It helps to settle the commercial insurance before going into the job inquiry.
The Cost of Car Insurance For a Domino’s Delivery Driver
The cost of commercial auto insurance is determined by a variety of criteria, including the sort of vehicle used. Regarding price, getting the most affordable pizza delivery coverage is essential.
When purchasing a policy, ensuring it covers your needs should always be your priority. The average cost of commercial insurance for a pizza delivery driver is about $600 annually or around $50 per month.
This is just for liability car insurance, as full coverage with comprehensive and collision coverage will cost more. The good news is that coverage amounts for pizza delivery liability tend to be as high as commercial insurance often is. Drivers can get $250,000 to $1,000,000 in general liability coverage.
Finding The Best Dominos Pizza Delivery Driver Insurance
Several insurance companies, both local and national, offer free quotes for your commercial auto needs. The most innovative way to shop for insurance is to take advantage of this by getting as many quotes as possible.
You’ll find that every insurer prices their commercial policies differently. Once you narrow your search down, you can select the best provider that offers affordable rates and good claims service. Then, you can drive for Domino’s with peace of mind that you will be covered should you cause or be involved in an accident while working.
Are you looking for cheap car insurance rates? Look no further than Insurance Navy. We’ll set you up with an auto insurance policy with good coverage and even better premiums. Call 888-949-6289 or start a quote online.
