SR-22 is not a type of insurance, rather a proof of insurance. An SR-22 certificate of financial responsibility guarantees you carry the minimum insurance required by the State of Illinois and that you will continue to carry it for a set amount of time.
According to the Secretary of State, Financial responsibility certificates are required in Illinois for drivers with safety responsibility suspensions, unsatisfied judgment suspensions, revocations, mandatory insurance supervisions and individuals who receive three or more convictions for mandatory insurance violations.
Per Illinois law, drivers that need an SR22 certificate must have the following minimum amounts in vehicle liability insurance:
- $25,000 for injury or death of one person in an accident
- $50,000 for injury or death of more than one person in an accident
- $25,000 for damages to property of another person
There most common reasons financial responsibility certificates are filed are:
- DUI/DWI convictions
- Driving uninsured
- Driving without a license
- A revoked or suspended license
Do you need more information about SR-22 coverage or need a quote. Our agents and customer service representatives are here to help. Call us today at 1-888-949-6289 or visit your nearest Insurance Navy location. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.
*Please review your own policy carefully for details on your SR-22. SR-22 varies by insurance company.