Property Damage


Property Damage Coverage Illinois

Firstly, car damage property coverage pays for the repairs to the property damage you caused in an accident. However, this type of coverage does not provide protection for your own property damages. Keep reading to learn more about property damage coverage and car liability damage in Illinois.

You may buy property damage coverage in one of two ways. For instance, you can do it as a combined single limit policy, or a split limit policy. With a combined single limit policy, the limit that applies to the whole accident may cover bodily injury, property damage. Or, in some situations, it may cover both.

In Illinois, the minimum property damage requirement is $20,000 per collision.

You can find your property damage in a three number format like “25/50/20”. The first two numbers are the bodily injury limits. The third number is the policy limit for property damage per accident.

These limits may go up for an extra cost. So, remember that if you cause an accident that exceeds your policy limits, the other party may sue you for the difference.

More Information

For additional information regarding Property Damage in the state of Illinois, please visit the Cyber Drive Illinois Mandatory Insurance Vehicle Service Page. 

But, if you have more questions about property damage coverage or auto insurance for Illinois drivers, then our team is here to help. Call us today at 1-888-949-6289 or visit one of our many Illinois offices. For your convenience, Insurance Navy is open from 8 a.m. to 9 p.m. CST, 7 days a week.

We also have a strong presence on social media. So, like or follow us on Twitter, Facebook, Instagram, or YouTube page. After that, we can keep you updated on helpful car insurance coverage tips, local news and much more.

Lastly, we also have blogs that may help you with any questions you have. Our blogs cover many different topics. From how to keep your car cool in the summer, to proper steps to take after Godzilla damages your car.

*Please review your own policy carefully for details on property coverage. Because, property coverage varies by insurance company.