Medical Payment Coverage

Most importantly, medical payment coverage is supplemental insurance coverage. But it helps pay for medical bills that result from an accident, no matter who is at fault. However, this type of coverage is not a requirement by the State of Illinois.

Therefore, medical payment coverage may help pay for:

  • Funeral costs.
  • Injuries sustained by passengers.
  • Injuries sustained as a pedestrian or cyclist.
  • EMT and ambulance fees.
  • Hospital visits and stays.
  • Doctor visits.
  • Surgery and X-Rays.
  • Nursing services.
  • Prostheses.
  • Dental procedures needed after an accident.

So, to determine if you need to buy this extra protection, look at your own health insurance policy. Because, if the policy doesn’t provide enough protection after you’re hurt in a car accident, you may want to consider buying medical pay coverage. If it does, medical payment coverage may not be a necessary expense.

Medical payment coverage follows the policyholder. Your medical payments coverage remains active as a passenger in another person’s car. Even if you are not in the state in which you are insured.

How Does Medical Payment Coverage Work?

It can either work as primary coverage or as a supplement to existing health insurance. This depends on the insurance company and the specific policy. Medical pay is not meant to replace health insurance.

More Information

Do you have any questions regarding liability coverage limits, auto insurance rates, or personal injury protection (PIP)? Our agents and customer service representatives are here to help with your auto accident needs. Call us today at 888-949-6289 or visit your nearest Insurance Navy location. Because we care about your convenience, our offices open from 8 a.m. to 9 p.m. CST. Moreover, they are open 7 days a week.

Additionally, we can help you find an insurance quote right on our website. Because we want to help you save money wherever possible, we offer our insurance quotes completely free of charge. By navigating our website, you can also inform yourself about many useful topics, such as which policies cover medical expenses, which policies cover expenses outside of the medical field, and how to file a police report.

We also have a strong presence on social media. So, like or follow us on Twitter, Facebook, Instagram, or YouTube. After that, we can keep you updated on helpful car insurance policy tips, local news and much more.

Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From how to keep your car cool in the summer, to proper steps to take after Godzilla damages your car.

*Please review your own policy carefully for details on medical payment coverage. Medical payment coverage may vary by the insurance company.