Auto Insurance Discounts

There are helpful discounts out there that not all drivers know about. Drivers can save on their insurance costs with three main types of car insurance discounts: driver, vehicle and policy discounts.

Driver Discounts

Driver discounts are available based on a driver’s personal information including driving behaviors and lifestyle choices.

You may benefit from these if you are:

  • A safe driver
  • A good student
  • Completed a safety course
  • Commute short distances

Vehicle Discounts

Vehicle discounts are based on the car that is being insured. So, vehicles with safety equipment like anti-lock brakes, airbags and anti-theft protection are likely to receive a lower insurance rate. Any features that reduce the risk insurance companies are taking by insuring the vehicle can be pulled up with the VIN or symbol.

Policy Discounts

These are available based on specific policy choices.

So, you may benefit from these if you have:

  • A multi-vehicle policy
  • Pay the policy in full to avoid finance charges
  • Bundle at least two services
  • A qualifying homeowner’s insurance policy
  • Continuous insurance coverage, you must be able to prove 6 months of continuous insurance

More Information

In conclusion, there are three effective car insurance discounts that will help you save in a variety of ways. But, if you do have more questions, be sure to give us a call or visit one of our many Illinois offices.

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Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From how to keep your car cool in the summer, to proper steps to take after Godzilla damages your car.