Car Insurance Discounts

There are helpful home and auto discounts out there that not all drivers know about. Drivers can save on their insurance costs with three main types of car insurance discounts: driver, vehicle and policy discounts.

Driver Discounts

Driver discounts are available based on a driver’s personal information including driving behaviors and lifestyle choices.

You may benefit from these if you are:

  • A safe driver.
  • A good student.
  • Completed a safety course.
  • Commute short distances.

Vehicle Discounts

Vehicle discounts are based on the car that is being insured. So, vehicles with safety equipment like anti-lock brakes, airbags, and anti-theft devices are likely to receive a lower car insurance rate. Any features that reduce the risk insurance companies are taking by insuring the vehicle can be pulled up with the VIN or symbol.

Policy Discounts

These are available based on specific policy choices. So, you may benefit from these if you have:

  • A multi-vehicle policy.
  • Pay the policy in full to avoid finance charges.
  • Bundle at least two services.
  • A qualifying homeowners insurance policy.
  • Continuous insurance coverage, you must be able to prove 6 months of continuous insurance.

More Information

In conclusion, there are three affordable auto insurance discounts that will help you save in a variety of ways. But, if you do have more questions about affordable car insurance, be sure to give our customer service team a call or visit one of our many Illinois offices.

Additionally, we can help you find an affordable car insurance quote right on our website. Because we want to help you save money wherever possible, we offer our auto insurance quotes completely free of charge. By navigating our website, you can also inform yourself about many useful topics, such as coverage options for business owners, why teen drivers typically pay higher auto insurance rates, and how a clean driving record can earn you cheap auto insurance rates.

We also have a strong presence on social media. So, like or follow us on TwitterFacebookInstagram, or YouTube. After that, we can keep you updated on helpful tips regarding affordable car insurance, local news, and much more. 

Lastly, we also have blogs that may help you with any questions you have. For instance, our blogs cover many different topics. From useful supplemental courses for young drivers to details on Lyft’s customer loyalty program.